Polk County property record for 8128 Simpson Ln, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1961 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jul 2013) |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-07-000000-043310 |
| Primary APN | 24-27-07-000000-043310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,264 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,998 sqft (0.459 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 324 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 652 sqft |
| Shed | 1 Shed |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|
| Street Address | 8128 SIMPSON LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | N1/2 OF BEG 425 FT N & 705 FT E OF SW COR OF NW1/4 RUN N 200 FT E 200 FT S 200 FT W 200 FT TO POB |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | BIG BEN ACRES |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 6, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2013 · Amount on Record |
| Deed Sale | Jul 1, 2013 · Amount on Record |
| Deed Document Number | 2013122557 |
| Deed Book / Page | 8998 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Document Number | 0000176588 |
| Book / Page | 14087 / 1229 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026176588 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Document Number | 0000176588, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 14087/1229 |
| Instrument | 2026176588 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000157308 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 12753/898 |
| Instrument | 2023157308 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000180523 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 12322/207 |
| Instrument | 2022180523 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8128 SIMPSON LN, LAKELAND, FL 33809-1513 |
| Document Number | 0115411836 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8128 SIMPSON LN LAKELAND FL 338091513, LAKELAND, FL 33809-1513 |
| Document Number | 0115411836 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 011541/001836 |
| Instrument | 13029 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 18, 2043 |
| Rate | 3.25% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,883 (+2.45%) Land $18,823 Building $172,060 | $190,883 (+2.45%) Land $18,823 Building $172,060 | |
| 2025 | $2,408.00 (-18.87%) | $186,323 (-12.45%) Land $18,823 Building $167,500 | $186,323 (-12.45%) Land $18,823 Building $167,500 |
| 2023 | $2,968.00 (+16.53%) | $212,826 (+34.39%) Land $18,364 Building $194,462 | $212,826 (+34.39%) Land $18,364 Building $194,462 |
| 2022 | $2,547.00 | $158,363 Land $22,668 Building $135,695 | $158,363 Land $22,668 Building $135,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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