Lucas County property record for 8128 Cedar Point Rd, Oregon, OH 43616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,079 sqft · built 2006 |
| Lot Size | 6.49 acres (283,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,500 (May 2005) |
| Tax Bill | $8,040 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-12792 |
| Primary APN | 33-12792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,079 sqft Living Area |
| Gross Area | 5,361 sqft |
| 1st Floor Area | 1,530 sqft |
| 2nd Floor Area | 1,549 sqft |
| Basement Area | 1,530 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 283,056 sqft (6.49 acres) |
| Lot Dimensions | 300 ft deep x 338 ft wide |
| View / Lot | Secondary |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 666 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8128 CEDAR POINT RD |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-5883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 28-AR |
| Legal Description | 9 9 28 SE 1/4 N 515 FT E 775.5 FT EXC N 300 FT W 387.75 FT |
| Legal Tract | 97 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | JERUSALEM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 9700 |
Source: Lucas County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8128 CEDAR POINT RD, OREGON, OH 43616-5883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2005 · Amount on Record |
| Deed Sale | May 10, 2005 · Amount on Record |
| Deed Document Number | 200532298 |
| Prior Transfer Date | Sep 16, 2003 |
| Prior Transfer Doc | 0000072682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 8128 CEDAR POINT RD, OREGON, OH 43616-5883 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049484 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 202109200049484 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 8128 CEDAR POINT RD, OREGON, OH 43616-5883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016312 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 202004300016312 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 8128 CEDAR POINT RD, OREGON, OH 43616-5883 |
| Document Number | 0000004698 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8128 CEDAR POINT RD OREGON OH 436165883, OREGON, OH 43616-5883 |
| Document Number | 0000004698 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 4698 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Jerusalem Township |
| Unified School District | Oregon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,310 (-) Land $14,420 Building $141,890 | $446,600 (-) Land $41,200 Building $405,400 | |
| 2024 | $8,040.00 (-16.55%) | $156,310 (+3.45%) Land $14,420 Building $141,890 | $446,600 (+3.45%) Land $41,200 Building $405,400 |
| 2023 | $9,635.00 (+0.07%) | $151,095 (-) Land $13,860 Building $137,235 | |
| 2022 | $9,628.00 Homeowner's exemption | $151,095 Land $13,860 Building $137,235 | |
| 2021 | $431,700 Land $39,600 Building $392,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (2008–2026) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Amplex Electric Fixed Wireless | 100 / 20 |
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