8127 Stone Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 8127 Stone Rd, Independence, OH 44131

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 1966
Lot Size1.24 acres (54,014 sqft)
Owner2 Owner Names on Record
Last Sale$154,000 (Sep 2011)
Tax Bill$4,583 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN562-09-024

Property Details

APN / Parcel Number

Primary APN562-09-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,611 sqft Living Area
1st Floor Area1,246 sqft
2nd Floor Area365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area54,014 sqft (1.24 acres)
Lot Dimensions556 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8127 STONE RD
CityINDEPENDENCE
StateOH
Zip44131-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-1
Legal Description2-38 ARPAJIAN#1 0003 ALL
Legal SubdivisionARPAJIAN#1
Legal Lot Number3
JurisdictionCUYAHOGA OH
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1041
Census Tract156101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ohio and Erie Canal
listed 1966 · 9 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000607

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address8127 STONE RD, INDEPENDENCE, OH 44131-4821
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIREFIGHTERS CMNTY CU
Jul 21, 2018Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2011 · Amount on Record
Deed SaleSep 23, 2011 · Amount on Record
Prior SaleJun 22, 2011
Deed Document Number0009230669
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address8127 STONE RD, INDEPENDENCE, OH 44131-4821
Document Number0009100056
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8127 STONE RD INDEPENDENCE OH 441314821, INDEPENDENCE, OH 44131-4821

Mortgage

Document Number0009100056
DateSep 10, 2020
Instrument9100056
Lender
NameFIREFIGHTERS CMNTY CU
TypeCredit Union
AddressCUYAHOGA HEIGHTS, OH 44125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 9, 2030

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address8127 STONE RD, INDEPENDENCE, OH 44131-4821
Document Number0008020062
Instrument DateJul 21, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8127 STONE RD INDEPENDENCE OH 441314821, INDEPENDENCE, OH 44131-4821

Mortgage

Document Number0008020062
DateAug 2, 2018
Instrument8020062
Lender
NameFIREFIGHTERS CMNTY CU
TypeCredit Union
AddressCUYAHOGA HT, OH 44125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueAug 1, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityIndependence City
Unified School DistrictIndependence Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,583.00 (-3.45%) Homeowner's exemption$99,270 (-) Land $20,340 Building $78,930
2024$4,747.00 (+39.78%) Homeowner's exemption$99,270 (+54.05%) Land $20,340 Building $78,930$283,600 (+54.05%) Land $58,100 Building $225,500
2023$3,396.00 (+0.56%) Homeowner's exemption$64,440 (-) Land $18,550 Building $45,890
2022$3,377.00 Homeowner's exemption$64,440 Land $18,550 Building $45,890
2021$184,100 Land $53,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims190 (1979–2020)
Claims Outside the SFHA12 of 190
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims
  • Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims
  • Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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