8127 E Floyd Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 8127 E Floyd Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1955
Lot Size	0.402 acres (17,550 sqft)
Owner	Individual on Record
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303600 208.000-1-85`

Property Details

APN / Parcel Number

Primary APN	`303600 208.000-1-85`
Alternative APNs	`360020800000010850000000` `002190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,550 sqft (0.402 acres)
Lot Dimensions	117 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Patio Area	55 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002190
Street Address	8127 E FLOYD RD
City	ROME
State	NY
Zip	13440-0644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CON
Legal Block	1
Legal Lot Number	85.000
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1025
Census Tract	23702

Owner

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	8127 E FLOYD RD, ROME, NY 13440-0644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 23, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021
Deed Sale	Nov 18, 2021
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20212021-019806
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000019806
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8127 E FLOYD RD, ROME, NY 13440-0644
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012778
Date	Oct 9, 2025
Instrument	2025-012778

Lender

Name	FIRST SOURCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 18, 2021
Property Address	8127 E FLOYD RD, ROME, NY 13440-0644
Document Number	0000019806
Instrument Date	Aug 16, 2021
Instrument	2021-019806
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8127 E FLOYD RD, ROME, NY 13440-0644

Mortgage

Document Number	0000019807
Date	Nov 18, 2021
Instrument	2021-019807

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8127 E FLOYD RD, ROME, NY 13440-0644
Document Number	0000004831
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 2ND ST CAMDEN NY 133161308, CAMDEN, NY 13316-1308

Mortgage

Document Number	0000004831
Date	Apr 23, 2019
Instrument	4831

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,816.00 (+188%)	$82,900 (-) Land $17,100 Building $65,800	$162,549 (+11.76%) Land $33,529 Building $129,020
2023		$82,900 (-) Land $17,100 Building $65,800	$145,439 (+19.3%) Land $30,000 Building $115,439
2022	$1,325.00	$82,900 Land $17,100 Building $65,800	$121,912 Land $25,147 Building $96,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida County Rural Telephone Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Floyd Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures