8126 Whitlock Ave, San Bernardino, CA 92410 Property Records

San Bernardino County property record for 8126 Whitlock Ave, San Bernardino, CA 92410

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,524 sqft · built 1946
Lot Size	0.16 acres (6,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2023)
Tax Bill	$5,687 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0279-091-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0279-091-16-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,968 sqft (0.16 acres)
Lot Dimensions	134 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	8126 WHITLOCK AVE
City	SAN BERNARDINO
State	CA
Zip	92410-5038
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Description	TRACT 2758 LOT 54
Legal Subdivision	COTTAGE GARDENS #3
Legal Tract	2758
Legal Block	2
Legal Lot Number	54
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2014
Census Tract	6502

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 12, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE
Jan 12, 2023	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 31, 2018	Grant Deed, Transfer · Conventional Mortgage OMNI FUND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20239371
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000091598
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038

Mortgage

Document Number	0000490851
Date	Oct 29, 2021
Instrument	2021-0490851

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 12, 2023
Property Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Document Number	0000009372
Map Reference	MB 38 PG 81
Instrument Date	Nov 29, 2022
Instrument	2023-0009372
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 12, 2023
Property Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Document Number	0000009371
Map Reference	MB 38 PG 81
Instrument Date	Nov 14, 2022
Instrument	2023-0009371
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038

Mortgage

Document Number	0000009373
Date	Jan 12, 2023
Instrument	2023-0009373

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038

Mortgage

Document Number	0000469742
Date	Nov 20, 2020
Instrument	2020-0469742

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2018
Property Address	8126 WHITLOCK AVE, SAN BERNARDINO, CA 92410-5038
Document Number	0000278192
Map Reference	MB 38 PG 81
Instrument Date	Jun 15, 2018
Instrument	2018-0278192
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	920 EAST HARDING ST, SAN BERNARDINO, CA 92410

Mortgage

Document Number	0000278193
Date	Jul 31, 2018
Instrument	2018-0278193

Lender

Name	OMNI FUND INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,013 (+2%) Land $132,651 Building $318,362
2025	$5,687.00 (+51.25%)	$442,170 (+52.74%) Land $130,050 Building $312,120
2023	$3,760.00 (-0.16%)	$289,495 Land $86,849 Building $202,646
2022	$3,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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