81256 Gardenia Ct, Indio, CA 92201 Property Records

Riverside County property record for 81256 Gardenia Ct, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2023)
Tax Bill	$9,947 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`616-352-020`

Property Details

APN / Parcel Number

Primary APN	`616-352-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,227 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81256 GARDENIA CT
City	INDIO
State	CA
Zip	92201-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 48 MB 234/021 TR 23531
Legal Subdivision	TRACT NO. 23531
Legal Tract	23531
Legal Lot Number	48
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	49101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81256 GARDENIA CT, INDIO, CA 92201-6407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim
May 19, 2017	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	2023260468
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	0000436179
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 1, 2023
Property Address	81256 GARDENIA CT, INDIO, CA 92201-6407
Document Number	0000260468
Map Reference	MB 234 PG 21-27
Instrument Date	Aug 10, 2023
Instrument	2023-0260468
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81256 GARDENIA CT, INDIO, CA 92201-6407

Mortgage

Document Number	0000260469
Date	Sep 1, 2023
Instrument	2023-0260469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 20, 2017
Property Address	81256 GARDENIA CT, INDIO, CA 92201-6407
Document Number	0000436179
Instrument Date	Oct 20, 2017
Instrument	436179
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81256 GARDENIA CT INDIO CA 922016407, INDIO, CA 92201-6407

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 19, 2017
Property Address	81256 GARDENIA CT, INDIO, CA 92201-6407
Document Number	0000201610
Map Reference	MB 234 PG 21-27
Instrument Date	Apr 17, 2017
Instrument	2017-0201610
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY OF CALIF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81265 PALM MEADOWS DR, INDIO, CA 92201-3798

Mortgage

Document Number	0000201611
Date	May 19, 2017
Instrument	2017-0201611

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,066 (+2%) Land $174,264 Building $522,802
2025	$9,947.00 (+116.99%)	$683,399 (+160.7%) Land $170,848 Building $512,551
2023	$4,584.00 (+5.4%)	$262,141 Land $65,532 Building $196,609
2022	$4,349.00
2021			$295,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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