Hamilton County property record for 8125 Hancock Rd, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,798 sqft · built 1962 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2020) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129C C 008 |
| Primary APN | 129C C 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 200 ft deep x 65 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054803 |
|---|---|
| Street Address | 8125 HANCOCK RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 10 A C STRIBLING PB 768 PG 337 3189 06 05 |
| Legal Subdivision | STRIBLING A C |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11402 |
8125 Hancock Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8125 HANCOCK RD, CHATTANOOGA, TN 37416-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 8, 2020 | Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Jul 25, 2018 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Prior Sale | Jun 28, 2016 |
| Deed Document Number | 2020060800050 |
| Deed Book / Page | 12027 / 520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8125 HANCOCK RD, CHATTANOOGA, TN 37416-1914 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000125 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 11188/862 |
| Instrument | 2017102700125 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 8, 2020 |
| Property Address | 8125 HANCOCK RD, CHATTANOOGA, TN 37416-1914 |
| Document Number | 0608000050 |
| Book / Page | 012027 / 000520 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 200608000050 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | NTC - KEY W |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8125 HANCOCK RD CHATTANOOGA TN 374161914, CHATTANOOGA, TN 37416-1914 |
| Document Number | 608000051 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 012027/000523 |
| Instrument | 200608000051 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8125 HANCOCK RD, CHATTANOOGA, TN 37416-1914 |
| Document Number | 0801000167 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8125 HANCOCK RD CHATTANOOGA TN 374161914, CHATTANOOGA, TN 37416-1914 |
| Document Number | 0801000167 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 011415/000668 |
| Instrument | 180801000167 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2048 |
The 2025 property tax bill for 8125 Hancock Rd was $993, down 0.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 (-0.9%) | $65,525 (+46.26%) | $262,100 (+46.26%) Land $60,000 Building $202,100 |
| 2024 | $1,002.00 | $44,800 (-) | $179,200 (-) Land $30,000 Building $149,200 |
| 2023 | $1,002.00 | $44,800 (-) | $179,200 (-) Land $30,000 Building $149,200 |
| 2022 | $1,002.00 | $44,800 | $179,200 Land $30,000 Building $149,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8125 Hancock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8125 Hancock Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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