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8124 Sunset Ave, Panama City, FL 32408 Property Records

Bay County property record for 8124 Sunset Ave, Panama City, FL 32408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 910 sqft · built 1975
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Apr 2002)
Tax Bill$2,177 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone AE (high risk)
APN30196-040-000

Property Details

APN / Parcel Number

Primary APN30196-040-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage TypeCarport
Garage Area324 sqft
CarportCarport
Carport Area324 sqft
PorchScreened/Unfinished Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8124 SUNSET AVE
CityPANAMA CITY
StateFL
Zip32408-5324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionSILVER SANDS UNIT 1 LOT 1 BLK C ORB 4010 P 607
Legal Range15W
Legal Township04S
Legal Section06
Legal SubdivisionSILVER SANDS
Legal BlockC
Legal Lot Number1
Legal Unit1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1039
Census Tract2605

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address506 PARKWAY DR, MORGANTOWN, WV 26501-7117
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2002 · Amount on Record
Deed SaleApr 23, 2002 · Amount on Record
Deed Document Number200224060
Deed Book / Page2135 / 1885
Last Transfer DateMay 21, 2018
Transfer Doc0040100607
Record UpdatedJun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMay 21, 2018
Property Address8124 SUNSET AVE, PANAMA CITY BEACH, FL 32408-5324
Document Number0040100607
Book / Page004010 / 000607
Instrument DateMay 21, 2018
Instrument29954
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8124 SUNSET AVE PANAMA CITY BEACH FL 324085324, PANAMA CITY BEACH, FL 32408-5324

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,177.00 (+8.2%)$160,323 (-8.08%)$199,056 (+14.12%) Land $146,614 Building $52,442
2024$2,012.00 (+4.47%)
2023$1,926.00 (+34.4%)$174,422 (+44.81%) Land $124,015 Building $50,407$174,422 (+44.81%) Land $124,015 Building $50,407
2022$1,433.00$120,453 Land $74,400 Building $46,053$120,453 Land $74,400 Building $46,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,352 units insured
incl. 1,026 condo units
Nearby Flood Claims85 (1983–2020)
Claims Outside the SFHA68 of 85
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Michael, Oct 2018 · 7 claims
  • Hurricane Opal, Oct 1995 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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