8124 Laurel Tree Dr, Orlando, FL 32819 Property Records

Orange County property record for 8124 Laurel Tree Dr, Orlando, FL 32819

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1985
Lot Size	0.307 acres (13,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,950 (Jun 2026)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-23-28-7840-09-440`

Property Details

APN / Parcel Number

Primary APN	`22-23-28-7840-09-440`
Alternative APNs	`282322784009440` `287367` `292220` `296384`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,354 sqft (0.307 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8124 LAUREL TREE DR
City	ORLANDO
State	FL
Zip	32819-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAND LAKE HILLS SECTION TEN 14/14 LOT 944
Legal Range	28E
Legal Township	23S
Legal Section	22
Legal Subdivision	SAND LAKE HILLS SEC 10
Legal Tract	7840
Legal Block	9
Legal Lot Number	944
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3002
Census Tract	14810

Owner

Source: Orange County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2023	Deed of Trust, Mortgage · SBA Mortgage ITHINK FINANCIAL CU
Jan 7, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Nov 11, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANESHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Nov 11, 2020 · Amount on Record
Deed Document Number	2026320629
Prior Transfer Date	Dec 22, 2025
Prior Transfer Doc	0000009686
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2026
Property Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000320629
Instrument Date	Jun 4, 2026
Instrument	2026320629
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527,386.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922

Mortgage

Document Number	0000320630,
Date	Jun 9, 2026
Instrument	2026320630

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002267
Date	Jan 3, 2023
Instrument	20230002267

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	126 Months
Due	Jul 3, 2033

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jan 7, 2026
Property Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000009686
Map Reference	MB 14 PG 14
Instrument Date	Dec 22, 2025
Instrument	20260009686
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6025 LADY BET DR, ORLANDO, FL 32819-4319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922

Mortgage

Document Number	0000009688
Date	Jan 7, 2026
Instrument	20260009688

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 11, 2020
Property Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000589549
Instrument Date	Nov 2, 2020
Instrument	589549
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	TRICO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6025 LADY BET DR ORLANDO FL 328194319, ORLANDO, FL 32819-4319

Mortgage

Document Number	589550
Date	Nov 11, 2020
Instrument	589550

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 19, 2017
Property Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000212692
Map Reference	MB 14 PG 14
Instrument Date	Apr 14, 2017
Instrument	20170212692
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF DR PHILLI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8124 LAUREL TREE DR, ORLANDO, FL 32819-6922

Mortgage

Document Number	0000212693
Date	Apr 19, 2017
Instrument	20170212693

Lender

Name	AMERICAN BANESHARES MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,620 (+0.38%) Land $120,000 Building $341,620	$461,620 (-1.34%) Land $120,000 Building $341,620
2025	$8,017.00 (+8.19%)	$459,851 (+7.57%)	$467,910 (+9.45%) Land $120,000 Building $347,910
2024	$7,410.00 (+11.87%)
2023	$6,624.00 (+10.64%)	$427,504 (+12.64%) Land $120,000 Building $307,504	$427,504 (+12.64%) Land $120,000 Building $307,504
2022	$5,987.00	$379,537 Land $120,000 Building $259,537	$379,537 Land $120,000 Building $259,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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