81234 Palm Meadows Dr, Indio, CA 92201 Property Records

Riverside County property record for 81234 Palm Meadows Dr, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,231 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2018)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`608-182-017`

Property Details

APN / Parcel Number

Primary APN	`608-182-017`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81234 PALM MEADOWS DR
City	INDIO
State	CA
Zip	92201-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 MB 250/082 TR 12737-5
Legal Subdivision	12737-5
Legal Tract	12737-5
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	45217

Owner

81234 Palm Meadows Dr is owned and occupied by an individual who bought it in September 2018.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2020	Loan Modification, Mortgage · Conventional Mortgage FLAGSTAR BK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Sep 28, 2018	Grant Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	2018389654
Prior Transfer Date	Aug 21, 1997
Prior Transfer Doc	0000320637
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103

Mortgage

Document Number	0000292824
Date	Sep 24, 2025
Instrument	2025-0292824

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103

Mortgage

Document Number	0000123359
Date	Apr 29, 2024
Instrument	2024-0123359

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Document Number	0000368725
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81234 PALM MEADOWS DR INDIO CA 922015103, INDIO, CA 92201-5103

Mortgage

Document Number	0000368725
Date	Aug 13, 2020
Instrument	368725

Lender

Name	FLAGSTAR BK
Type	Bank
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Interest

Rate	3.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Document Number	0000368733
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81234 PALM MEADOWS DR INDIO CA 922015103, INDIO, CA 92201-5103

Mortgage

Document Number	0000368733
Date	Aug 13, 2020
Instrument	368733

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 28, 2018
Property Address	81234 PALM MEADOWS DR, INDIO, CA 92201-5103
Document Number	0000389654
Instrument Date	Aug 30, 2018
Instrument	389654
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81234 PALM MEADOWS DR INDIO CA 922015103, INDIO, CA 92201-5103

Mortgage

Document Number	389655
Date	Sep 28, 2018
Instrument	389655

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81234 Palm Meadows Dr was $4,758 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,128 (+2%) Land $85,334 Building $215,794
2025	$4,758.00 Homeowner's exemption	$295,224 Land $83,661 Building $211,563
2023	$4,386.00 (-0.09%) Homeowner's exemption	$283,762 Land $80,413 Building $203,349
2022	$4,390.00
2021			$293,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81234 Palm Meadows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81234 Palm Meadows Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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