8123 Ball Rd, Frederick, MD 21704 Property Records

Frederick County property record for 8123 Ball Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,976 sqft · built 1964
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Mar 2023)
Tax Bill	$4,169 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-196660`

Property Details

APN / Parcel Number

Primary APN	`07-196660`
Alternative APNs	`7196660` `196660`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,976 sqft Total Area
1st Floor Area	1,976 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	196660
Old Parcel Number	7196660
Street Address	8123 BALL RD
City	FREDERICK
State	MD
Zip	21704-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1.15 AC S/S BALL RD. E/R. 355
Legal Lot Number	1 15
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1010
Census Tract	752206

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8123 BALL RD, FREDERICK, MD 21704-7753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 1, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 10, 2022	Deed, Transfer · Stand-Alone First Mortgage JLG4 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	0016346238
Deed Book / Page	16346 / 238
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8123 BALL RD, FREDERICK, MD 21704-7753
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8123 BALL RD B, B, FREDERICK, MD 21704-7753

Mortgage

Document Number	0146840026
Date	Mar 22, 2021
Book Page	14684/26

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Mar 1, 2044

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 1, 2023
Property Address	8123 BALL RD, FREDERICK, MD 21704-7753
Document Number	0163460238
Book / Page	16346 / 238
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8123 BALL RD # B, B, FREDERICK, MD 21704-7753

Mortgage

Document Number	0163460243
Date	Mar 1, 2023
Book Page	16346/243

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 10, 2022
Property Address	8123 BALL RD, FREDERICK, MD 21704-7753
Document Number	0159760182
Book / Page	15976 / 182
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	NOT AVAILABLE, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28401 CLARKSBURG RD, DAMASCUS, MD 20872-1369

Mortgage

Document Number	0015976188
Date	Jun 10, 2022
Instrument	15976/188

Lender

Name	JLG4 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Jul 31, 2023

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,169.00	$343,133	$371,600 Land $171,100 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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