8122 Cambridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8122 Cambridge Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,506 sqft · built 1960
Lot Size0.41 acres (17,859 sqft)
OwnerIndividual Name on Record
Last Sale$159,900 (Aug 1999)
Tax Bill$2,690 (2025)
Deeds & MortgagesNov 2018 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-543093

Property Details

APN / Parcel Number

Primary APN28-543093
Alternative APN
  • 543093

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,506 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,506 sqft
Basement Area1 sqft
Utility Area75 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,859 sqft (0.41 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number543093
Street Address8122 CAMBRIDGE DR
CityFREDERICK
StateMD
Zip21704-6602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL 14 BK B .41 AC N/S CAMBRIDGE DR. TULIP HILL
Legal SubdivisionTULIP HILL
Legal BlockK
Legal Lot Number14
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3001
Census Tract751003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8122 CAMBRIDGE DR, FREDERICK, MD 21704-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 1999 · Amount on Record
Deed SaleAug 4, 1999 · Amount on Record
Deed Document Number19994940
Deed Book / Page2615 / 1216
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8122 CAMBRIDGE DR, FREDERICK, MD 21704-6602
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0127260023
DateNov 28, 2018
Book Page12726/0023
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 6, 2048

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8122 CAMBRIDGE DR, FREDERICK, MD 21704-6602
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyDISTRICT TITLE A CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address8122 CAMBRIDGE DR, FREDERICK, MD 21704-6602

Mortgage

Document Number0148960001
DateMay 17, 2021
Book Page14896/1
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,500 (+18.26%)$360,700 (+5.81%) Land $110,200 Building $250,500
2025$2,690.00 (+22%)
2023$2,205.00 Homeowner's exemption$293,833$340,900 Land $97,800 Building $243,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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