Cook County property record for 8122 45th St, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,753 sqft · built 1928 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Apr 2020) |
| Tax Bill | $6,924 (2023) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02-408-043 |
| Primary APN | 18-02-408-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 8122 45TH ST |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E A (CUMMINGS) SUB OF S 30 ACS OF NE SE SEC 02-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 02 |
| Legal Subdivision | CUMMINGS SUB |
| Legal Lot Number | 233,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 819200 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8122 45TH ST, LYONS, IL 60534-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Jan 28, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Deed Document Number | 202021081 |
| Prior Transfer Date | Apr 26, 1999 |
| Prior Transfer Doc | 0000000982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 28, 2020 |
| Property Address | 8122 45TH ST, LYONS, IL 60534-1808 |
| Document Number | 2011921081 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 11921081 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8122 45TH ST LYONS IL 605341808, LYONS, IL 60534-1808 |
| Document Number | 2011921083 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 11921083 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 8122 45TH ST, LYONS, IL 60534-1808 |
| Document Number | 1904455070 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8122 45TH ST LYONS IL 605341808, LYONS, IL 60534-1808 |
| Document Number | 1904455070 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 4455070 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,209 (+34.54%) Land $3,594 Building $22,615 | $262,090 (+34.54%) Land $35,940 Building $226,150 | |
| 2023 | $6,924.00 (-2.16%) | ||
| 2022 | $7,077.00 Homeowner's exemption | $19,480 Land $3,125 Building $16,355 | $194,800 Land $31,250 Building $163,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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