Anne Arundel County property record for 8120 Ridgely Loop, Severn, MD 21144 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,726 sqft · built 2017 |
| Lot Size | 0.112 acres (4,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,000 (Jun 2017) |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-880-90235874 |
| Primary APN | 04-880-90235874 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,860 sqft (0.112 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 88090235874 |
|---|---|
| Street Address | 8120 RIDGELY LOOP |
| City | SEVERN |
| State | MD |
| Zip | 21144-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 72 UPTON FARM |
| Legal Subdivision | UPTON FARM |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 741000 |
Source: Anne Arundel County records · APN 04-880-90235874
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION |
| May 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 28, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 201731100-220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 26, 2026 |
| Property Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Document Number | 4238000206 |
| Book / Page | 42380 / 206 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Document Number | 4238000206, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 42380/206 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0396600478 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 39660/478 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Document Number | 0318450121 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8120 RIDGELY LOOP SEVERN MD 211442836, SEVERN, MD 21144-2836 |
| Document Number | 0318450121 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 031845/000121 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 28, 2017 |
| Property Address | 8120 RIDGELY LOOP, SEVERN, MD 21144-2836 |
| Document Number | 0311000220 |
| Book / Page | 031100 / 000220 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8120 RIDGELY LOOP SEVERN MD 211442836, SEVERN, MD 21144-2836 |
| Document Number | 311000227 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 031100/000227 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,066.00 (+14.47%) Homeowner's exemption | $563,500 (+11.89%) Land $156,900 Building $406,600 | $563,500 (-) Land $156,900 Building $406,600 |
| 2023 | $5,299.00 Homeowner's exemption | $503,633 | $563,500 Land $156,900 Building $406,600 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Believe Wireless | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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