8120 Ladner NE, Ada, MI 49301 Property Records

Kent County property record for 8120 Ladner NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,229 sqft · built 1988
Lot Size	2.02 acres (88,383 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2020)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-11-26-155-009`

Property Details

APN / Parcel Number

Primary APN	`41-11-26-155-009`
Alternative APN	`411126156006`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	88,383 sqft (2.02 acres)
Lot Dimensions	429 ft deep x 206 ft wide
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8120 LADNER NE
City	ADA
State	MI
Zip	49301-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	411126155009 LOT 58 * AMENDED PLAT OF LOTS 5, 6, 10, 11, 12, 13, 14, 15, 16, 17, & 18 & THE VACATED PORTIONS OF UNNAMED
Legal Subdivision	AMENDED PLAT OF LOTS 5, 6, 10, 11, 12, 1
Jurisdiction	KENT MI
Township / Civil Division	CANNON
Census Block Group	4
Census Block	4016
Census Tract	10904

Owner

8120 Ladner NE is owned and occupied by an individual who bought it in June 2020.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8120 LADNER NE, ADA, MI 49301-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 30, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Aug 7, 2012 · Amount on File
Deed Document Number	202056563
Prior Transfer Date	Feb 3, 2012
Prior Transfer Doc	0000012766
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8120 LADNER NE, ADA, MI 49301-9744
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050489
Date	Apr 28, 2021
Instrument	20210428-0050489

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8120 LADNER NE, ADA, MI 49301-9744
Document Number	0000050489
Instrument Date	Apr 20, 2021
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8120 LADNER NE ADA MI 493019744, ADA, MI 49301-9744

Mortgage

Document Number	0000050489
Date	Apr 28, 2021
Instrument	50489

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 30, 2020
Property Address	8120 LADNER NE, ADA, MI 49301-9744
Document Number	0000056563
Instrument Date	Jun 9, 2020
Instrument	56563
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1922 RAMONA CIR SAN MARCOS TX 786662226, SAN MARCOS, TX 78666-2226

Mortgage

Document Number	56564
Date	Jun 30, 2020
Instrument	56564

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8120 LADNER NE, ADA, MI 49301-9744
Document Number	0000065934
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8120 LADNER NE ADA MI 493019744, ADA, MI 49301-9744

Mortgage

Document Number	0000065934
Date	Sep 3, 2019
Instrument	65934

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8120 Ladner NE was $5,257.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cannon Township
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,600 (+13.94%)	$451,200 (+13.94%)
2025	$5,257.00 Homeowner's exemption	$198,000	$396,000
2023		$156,300	$312,600
2021	$2,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8120 Ladner NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8120 Ladner NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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