Kendall County property record for 8120 Bluestem Ave, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,470 sqft · built 2007 |
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Nov 2023) |
| Tax Bill | $10,562 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-405-004 |
| Primary APN | 09-02-405-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,150 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Cooling System | Central |
|---|
| Street Address | 8120 BLUESTEM AVE |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 476 SABLE RIDGE SUB UNIT 4, CITY OF JOLIET |
| Legal Subdivision | SABLE RIDGE SUB |
| Legal Lot Number | 476 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 890703 |
Source: Kendall County records · APN 09-02-405-004
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 03, 2023 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Nov 03, 2023 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Sep 28, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2023 · Amount on Record |
| Deed Sale | Nov 03, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 202312819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 04, 2026 |
| Property Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000006218 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20266218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000006218, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 20266218 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007810 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202300007810 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 03, 2023 |
| Property Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000012819 |
| Map Reference | DOC 200500023845 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202300012819 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000012820 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 202300012820 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 03, 2023 |
| Property Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000012819 |
| Map Reference | DOC 200500023845 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202300012819 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000012820 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 202300012820 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 8120 BLUESTEM AVE, JOLIET, IL 60431-4002 |
| Document Number | 0000015489 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 15489 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7211 BRADLEY DR PLAINFIELD IL 605866855, PLAINFIELD, IL 60586-6855 |
| Document Number | 15490 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 15490 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Seward Township |
| Municipality | Joliet City |
| Elementary School District | Minooka Community Consolidated School District 201 (PK - 08) |
| Secondary School District | Minooka Community High School District 111 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,319 (+13.51%) Land $16,000 Building $125,319 | $423,957 (+13.51%) Land $48,000 Building $375,957 | |
| 2024 | $10,562.00 | $124,500 (+39.65%) Land $15,318 Building $109,182 | $373,500 (+39.65%) Land $45,954 Building $327,546 |
| 2022 | $89,150 Land $13,634 Building $75,516 | $267,450 Land $40,902 Building $226,548 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), as of September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938907032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1970450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JOLIET serves 160,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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