812 Willow Spire Arch, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 812 Willow Spire Arch, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,379 sqft · built 1997
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Aug 2009)
Tax Bill	$6,296 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jul 2020 Mortgage + 4 more
APN	`0378001000570`

Property Details

APN / Parcel Number

Primary APN	`0378001000570`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,379 sqft Living Area
1st Floor Area	1,168 sqft
Upper Floors Area	1,168 sqft
Attic	Attic
Attic Area	154 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	122 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	820 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 WILLOW SPIRE ARCH
City	CHESAPEAKE
State	VA
Zip	23320-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	57 OAK BROOKE SEC 2
Legal Subdivision	OAK BROOKE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20805

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NATIONAL ASSOCIATION
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Jun 19, 2014	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIA
Nov 3, 2009	Deed of Trust, Mortgage · Line of Credit RBC BANK
Sep 6, 2016	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2009 · Amount on Record
Deed Sale	Aug 5, 2009 · Amount on Record
Prior Sale	Dec 10, 2003 · Amount on Record
Deed Book / Page	7897 / 419
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009907/394
Date	Apr 30, 2018
Book Page	9907/394
Instrument	180010848

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10183/1248
Date	Jul 20, 2020
Book Page	10183/1248
Instrument	200023751

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010540/828
Date	Mar 31, 2022
Book Page	10540/828
Instrument	220010903

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jan 25, 2062

Interest

Rate Type	Adjustable Rate

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009402/150
Date	Jun 19, 2014
Book Page	9402/150

Lender

Name	PNC BANK NATIONAL ASSOCIA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007974/574
Date	Nov 3, 2009
Book Page	7974/574

Lender

Name	RBC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WILLOW SPIRE ARCH, CHESAPEAKE, VA 23320-3523
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009693/441
Date	Sep 6, 2016
Book Page	9693/441
Instrument	160024746

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,800 (+1.35%) Land $180,000 Building $451,800	$631,800 (+1.35%) Land $180,000 Building $451,800
2025	$6,296.00 (+43.25%)	$623,400 (+17.8%) Land $165,000 Building $458,400	$623,400 (+17.8%) Land $165,000 Building $458,400
2023		$529,200 (+8.42%) Land $150,000 Building $379,200	$529,200 (+8.42%) Land $150,000 Building $379,200
2022		$488,100 Land $140,000 Building $348,100	$488,100 Land $140,000 Building $348,100
2019	$4,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Willow Spire Arch

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures