812 Waterloo St, Aurora, CO 80018 Property Records

Arapahoe County property record for 812 Waterloo St, Aurora, CO 80018

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,630 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$426,108 (Oct 2020)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1977-04-4-05-021`

Property Details

APN / Parcel Number

Primary APN	`1977-04-4-05-021`
Alternative APNs	`035312259` `35312259` `312259`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Asphalt
Garage Type	Attached
Garage Area	456 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035312259
Street Address	812 WATERLOO ST
City	AURORA
State	CO
Zip	80018-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNEP
Legal Description	TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 005 LOT 021 LOT 21 BLK 5 SKY RANCH SUB FLG NO 1
Legal Subdivision	SKY RANCH SUBDIVISION FLG NO 1
Legal Block	1
Legal Lot Number	21
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1017
Census Tract	7111

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 WATERLOO ST, AURORA, CO 80018-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Oct 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	2020135069
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	812 WATERLOO ST, AURORA, CO 80018-1831
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1175958
Date	Nov 16, 2021
Instrument	E1175958

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 7, 2020
Property Address	812 WATERLOO ST, AURORA, CO 80018-1831
Document Number	00E0135069
Instrument Date	Oct 1, 2020
Instrument	E0135069
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INVERNESS PKWY STE 350, 400, ENGLEWOOD, CO 80112-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 WATERLOO ST, AURORA, CO 80018-1831

Mortgage

Document Number	00E0135070
Date	Oct 7, 2020
Instrument	E0135070

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,937 (-2.08%)	$505,500 (-) Land $130,000 Building $375,500
2025	$6,394.00 (-3.63%)	$31,594 (-7.01%)	$505,500 (-10.07%) Land $130,000 Building $375,500
2024	$6,635.00 (+33.47%)
2023		$33,976 (+29.02%)	$562,100 (+48.35%) Land $115,500 Building $446,600
2022	$4,971.00 (-2.13%)	$26,334	$378,900 Land $99,750 Building $279,150
2021	$5,079.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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