812 Wall St, Port Huron, MI 48060 Property Records

St. Clair County property record for 812 Wall St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,302 sqft · built 1910
Lot Size	0.125 acres (5,445 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Nov 2020)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0266-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0266-000`

Interior

Full Baths	2 Baths
Building Area	1,302 sqft Living Area
1st Floor Area	964 sqft
Basement Area	964 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 WALL ST
City	PORT HURON
State	MI
Zip	48060-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 BLK 23 WHITE PLAT
Legal Block	23
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1014
Census Tract	624000

Owner

812 Wall St is owned by a company that bought it in November 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 611106, PORT HURON, MI 48061-1106
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CUSTOMERS BANK
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage THUMB BANK & TRUST
Nov 10, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	202028208
Deed Book / Page	5270 / 137
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 16, 2026
Property Address	812 WALL ST, PORT HURON, MI 48060-5408
Document Number	0000012259
Book / Page	5934 / 642
Instrument Date	Jun 12, 2026
Instrument	202612259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	827 N POINTE, PORT HURON, MI 48060-4400
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012259,
Date	Jun 16, 2026
Book Page	5934/642
Instrument	202612259

Lender

Name	CUSTOMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 21, 2026
Property Address	812 WALL ST, PORT HURON, MI 48060-5408
Document Number	0005926723
Book / Page	5926 / 723
Instrument Date	May 19, 2026
Instrument	202610304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2110 STONE ST, PORT HURON, MI 48060-3043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010304,
Date	May 21, 2026
Book Page	5926/723
Instrument	202610304

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	812 WALL ST, PORT HURON, MI 48060-5408
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 N POINTE, PORT HURON, MI 48060-4400

Mortgage

Document Number	0005882329
Date	Dec 22, 2025
Book Page	5882/329
Instrument	2025024369

Lender

Name	THUMB BANK & TRUST
Type	Bank
Address	7254 MICHIGAN AVE, PIGEON, MI 48755

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 10, 2020
Property Address	812 WALL ST, PORT HURON, MI 48060-5408
Document Number	0052700137
Book / Page	005270 / 000137
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3542 N RIVER RD FORT GRATIOT MI 480594231, FORT GRATIOT, MI 48059-4231

Tax Assessment & Valuation

The 2025 property tax bill for 812 Wall St was $2,229, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,500 (+9.57%)	$103,000
2025	$2,229.00 (+2.86%)	$47,000
2024	$2,167.00		$94,000
2023		$39,200
2022	$1,789.00		$78,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 812 Wall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 812 Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, T-Mobile, Verizon.

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