812 Waldo Ave, Midland, MI 48642 Property Records

Midland County property record for 812 Waldo Ave, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1949
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2021)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-70-044`

Property Details

APN / Parcel Number

Primary APN	`14-24-70-044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 WALDO AVE
City	MIDLAND
State	MI
Zip	48642-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOT 1 & N 20 FT LOT 2 BLK C CARTER SUB
Legal Subdivision	BLK C CARTER SUB
Legal Block	C
Legal Lot Number	1-2
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1009
Census Tract	290600

Owner

812 Waldo Ave is owned and occupied by an individual who bought it in January 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	812 WALDO AVE, MIDLAND, MI 48642-6922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Book / Page	1641 / 1443
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	1601/0795
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 29, 2021
Property Address	812 WALDO AVE, MIDLAND, MI 48642-6922
Document Number	1641/1443
Book / Page	1641 / 1443
Map Reference	LB A PG 108
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 WALDO AVE, 812, MIDLAND, MI 48642-6922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 REDWOOD CIR, MIDLAND, MI 48642-6061

Mortgage

Document Number	16411444
Date	Jan 29, 2021
Instrument	1641/1444

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 812 Waldo Ave was $2,102 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (+5.01%)	$151,000 (+5.01%)
2025	$2,102.00 (+1.01%) Homeowner's exemption	$71,900	$143,800
2024	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Waldo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Waldo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20