812 W 2nd St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 812 W 2nd St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1950
Lot Size	0.334 acres (14,549 sqft)
Owner	Individual Name on Record
Last Sale	$111,500 (Jun 2020)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jun 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`34-138000-000800-9`

Property Details

APN / Parcel Number

Primary APN	`34-138000-000800-9`
Alternative APNs	`3413800000080090111` `138133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	220 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	812 W 2ND ST
City	MCGREGOR
State	TX
Zip	76657-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THOMPSON LOT 1B 2B 3C 4C BLOCK 2 ACRES .334
Legal Subdivision	THOMPSON
Legal Block	2
Legal Lot Number	1B
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	1
Census Block	1017
Census Tract	3902

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 W 2ND ST, MCGREGOR, TX 76657-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Jun 24, 2020	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 22, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Jul 11, 2019	Loan Modification, Mortgage FIRST NAT'L BK
Mar 26, 2019	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Mar 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Mar 2, 2018	Grant Deed, Mortgage FIRST NAT'L BK/MCGREGOR
Oct 3, 2017	Grant Deed, Transfer · Construction Mortgage J & L CAP LLC
Jul 12, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	202020778
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0000022465
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000043443
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000043443
Date	Dec 7, 2020
Instrument	43443

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2040

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2020
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000020778
Map Reference	VOL 112 PG 572
Instrument Date	Jun 22, 2020
Instrument	2020020778
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 COLUMBUS AVE, 2102, WACO, TX 76701-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W 2ND ST, MC GREGOR, TX 76657-1500

Mortgage

Document Number	0000020779
Date	Jun 24, 2020
Instrument	2020020779

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000020780
Date	Jun 24, 2020
Instrument	2020020780

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORP
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 23, 2023

Interest

Rate Type	Adjustable Rate
Index	5-Year TN

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 22, 2019
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000035299
Instrument Date	Oct 15, 2019
Instrument	35299
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number	0000035299
Date	Oct 22, 2019
Instrument	35299

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2020

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000024689
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3313 FERNDALE DR WACO TX 767064254, WACO, TX 76706-4254

Mortgage

Document Number	0000024689
Date	Jul 26, 2019
Instrument	24689

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Term	240 Months
Due	Jul 25, 2039

Interest

Rate	6.75%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000010736
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000010736
Date	Apr 2, 2019
Instrument	10736

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

Interest

Rate	6.75%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 2, 2018
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Instrument Date	Jan 25, 2018
Instrument	6935
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000006935
Date	Mar 2, 2018
Instrument	6935

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2019

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 2, 2018
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Instrument Date	Jan 25, 2018
Instrument	6933
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number	0000006933
Date	Mar 2, 2018
Instrument	6933

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	PO BOX 387, MC GREGOR, TX 76657-0387

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 3, 2017
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000032764
Instrument Date	Sep 8, 2017
Instrument	32764
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4620 ROBINWOOD DR WACO TX 767081237, WACO, TX 76708-1237

Mortgage

Document Number	32765
Date	Oct 3, 2017
Instrument	32765

Lender

Name	J & L CAP LLC
Address	COLLEGE STATION, TX 77845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 2, 2018

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 12, 2017
Property Address	812 W 2ND ST, MC GREGOR, TX 76657-1500
Document Number	0000022465
Instrument Date	Jul 4, 2017
Instrument	22465
Transaction Type	Foreclosure
Record Updated	Jul 26, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,632 (+0.12%) Land $25,315 Building $165,317	$190,632 (+0.12%) Land $25,315 Building $165,317
2025	$4,103.00 (-3.59%)	$190,400 (-4.93%) Land $22,990 Building $167,410	$190,400 (-4.93%) Land $22,990 Building $167,410
2024	$4,256.00 (+13.22%)
2023		$200,280 Land $22,990 Building $177,290	$200,280 Land $22,990 Building $177,290
2022	$3,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband, Rise Broadband, T-Mobile, Verizon.

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