812 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 812 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 996 sqft · built 1925
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Jul 2025)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 5 more
Flood Zone	Zone AO (high risk)
APN	`030-164-009-000`

Property Details

APN / Parcel Number

Primary APN	`030-164-009-000`
Alternative APN	`030-164-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,500 sqft (0.126 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-164-009
Street Address	812 W 23RD ST
City	MERCED
State	CA
Zip	95340-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOT 3&4 BLK 71
Legal Subdivision	MERCED
Legal Block	71
Legal Lot Number	3,4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2001
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	812 W 23RD ST, MERCED, CA 95340-3612
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Oct 23, 2025	Intrafamily Transfer, Transfer
Jun 2, 2023	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Apr 27, 2018	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Nov 19, 2024 · Amount on Record
Deed Document Number	202520652
Prior Transfer Date	May 7, 2003
Prior Transfer Doc	0000029403
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 23, 2025
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Document Number	0000028698
Map Reference	MB 1 PG 12
Instrument Date	Oct 8, 2025
Instrument	2025028698
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	812 W 23RD ST, MERCED, CA 95340-3612

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 23, 2025
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Document Number	0000028697
Map Reference	MB 1 PG 12
Instrument Date	Oct 8, 2025
Instrument	2025028697
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2161 HAMPDEN CT, MERCED, CA 95340-3376

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 2, 2023
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Document Number	0000012291
Map Reference	MB 1 PG 12
Instrument Date	May 30, 2023
Instrument	2023012291
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W 23RD ST, MERCED, CA 95340-3612

Mortgage

Document Number	0000012292
Date	Jun 2, 2023
Instrument	2023012292

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812W 23RD STREET, MERCED, CA 95340-3612

Mortgage

Document Number	0000039605
Date	Sep 3, 2021
Instrument	2021039605

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030112
Date	Sep 23, 2019
Instrument	2019030112

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Document Number	0000000679
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 W 23RD ST MERCED CA 953403612, MERCED, CA 95340-3612

Mortgage

Document Number	0000000679
Date	Jan 8, 2019
Instrument	679

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2018
Property Address	812 W 23RD ST, MERCED, CA 95340-3612
Document Number	0000012360
Instrument Date	Apr 16, 2018
Instrument	12360
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 W 23RD ST MERCED CA 953403612, MERCED, CA 95340-3612

Mortgage

Document Number	12361
Date	Apr 27, 2018
Instrument	12361

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,000 (-8.93%) Land $95,000 Building $160,000
2025	$3,115.00 (+69.11%)	$280,000 (+58.04%) Land $90,000 Building $190,000
2023	$1,842.00 (+1.49%) Homeowner's exemption	$177,167 Land $49,213 Building $127,954
2022	$1,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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