812 W 13th St, Merced, CA 95341 Property Records

Merced County property record for 812 W 13th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,484 sqft · built 2008
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2023)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`031-303-005-000`

Property Details

APN / Parcel Number

Primary APN	`031-303-005-000`
Alternative APN	`031-303-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,947 sqft
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-303-005
Street Address	812 W 13TH ST
City	MERCED
State	CA
Zip	95341-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R315
Legal Description	MERCED LOT 2 BLK 255
Legal Subdivision	MERCED
Legal Block	255
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2005
Census Tract	1502

Owner

812 W 13th St is owned and occupied by an individual who bought it in September 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	812 W 13TH ST, MERCED, CA 95341-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 6, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Deed Document Number	202322421
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	0000044915
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 20, 2023
Property Address	812 W 13TH ST, MERCED, CA 95341-5814
Document Number	0000022421
Map Reference	VOL 2 PG 12
Instrument Date	Sep 15, 2023
Instrument	2023022421
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 W 13TH ST, MERCED, CA 95341-5814

Mortgage

Document Number	0000022422
Date	Sep 20, 2023
Instrument	2023022422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	812 W 13TH ST, MERCED, CA 95341-5814
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 SILVERADO AVE, MERCED, CA 95340-0744
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051472
Date	Nov 17, 2021
Instrument	2021051472

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 24, 2020
Property Address	812 W 13TH ST, MERCED, CA 95341-5814
Document Number	0000044915
Map Reference	MB 2 PG 12
Instrument Date	Aug 12, 2020
Instrument	2020044915
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 SILVERADO AVE, MERCED, CA 95340-0744
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044916
Date	Nov 24, 2020
Instrument	2020044916

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Dec 6, 2018
Property Address	812 W 13TH ST, MERCED, CA 95341-5814
Document Number	0000039038
Instrument Date	Dec 5, 2018
Instrument	39038
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 SILVERADO AVE MERCED CA 953400744, MERCED, CA 95340-0744

Tax Assessment & Valuation

The 2025 property tax bill for 812 W 13th St was $4,036.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,342 (+2%) Land $88,434 Building $280,908
2025	$4,036.00	$362,100 Land $86,700 Building $275,400
2023	$2,381.00 (+1.45%) Homeowner's exemption	$226,192 Land $40,608 Building $185,584
2022	$2,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 812 W 13th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 W 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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