812 Stiening St, Waterloo, IL 62298 Property Records

Monroe County property record for 812 Stiening St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1962
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on Record
Last Sale	$2,500 (Jul 2019)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-25-402-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-402-001-000`
Alternative APN	`07251540700100 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Foundation Type	Raised
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	189 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Patio Area	182 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	812 STIENING ST
City	WATERLOO
State	IL
Zip	62298-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	PART TAX LOT 1MM
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4010
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	812 STIENING ST, WATERLOO, IL 62298-1458
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Intrafamily Transfer, Transfer
Jul 22, 2019	Grant Deed, Transfer MON CLAIR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2019402570
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000416490
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Apr 16, 2021
Property Address	812 STIENING ST, WATERLOO, IL 62298-1458
Document Number	0000416490
Instrument Date	Apr 16, 2021
Instrument	416490
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STIENING ST, WATERLOO, IL 62298-1458

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jul 22, 2019
Property Address	812 STIENING ST, WATERLOO, IL 62298-1458
Document Number	0000402570
Instrument Date	Jul 22, 2019
Instrument	402570
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	MON CLAIR TITLE

Transaction

Amount	Amount Recorded
Tax	$3.75
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 STIENING ST WATERLOO IL 622981458, WATERLOO, IL 62298-1458

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (+9.19%) Homeowner's exemption	$59,900 (+31.68%) Land $19,450 Building $40,450	$179,700 (+31.68%) Land $58,350 Building $121,350
2024	$3,026.00
2022	Additional exemption filed	$45,490 Land $17,060 Building $28,430	$136,470 Land $51,180 Building $85,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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