812 Stewart St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 812 Stewart St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,758 sqft · built 2014
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2022)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2019 Mortgage + 2 more
APN	`1270000001960`

Property Details

APN / Parcel Number

Primary APN	`1270000001960`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	746 sqft
Upper Floors Area	760 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	140 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 STEWART ST
City	CHESAPEAKE
State	VA
Zip	23324-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	213A RESUB 213-216 & PT 217 BLK K TUNIS JOHNSON FM
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 4, 2022	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 28, 2018	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	202230652
Deed Book / Page	10606 / 1517
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010604/656
Date	Sep 27, 2022
Book Page	10604/656
Instrument	220029906

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10053/1603
Date	Sep 10, 2019
Book Page	10053/1603
Instrument	190024096

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 4, 2022
Property Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565
Document Number	10606/1517
Book / Page	10606 / 1517
Instrument Date	Sep 23, 2022
Instrument	220030652
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565

Mortgage

Document Number	0220030655
Date	Oct 4, 2022
Instrument	220030655

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 28, 2018
Property Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565
Document Number	009928/808
Book / Page	9928 / 808
Instrument Date	Jun 14, 2018
Instrument	180017055
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STEWART ST, CHESAPEAKE, VA 23324-2565

Mortgage

Document Number	0180017056
Date	Jun 28, 2018
Instrument	180017056

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (+6.39%) Land $85,000 Building $229,800	$314,800 (+6.39%) Land $85,000 Building $229,800
2025	$2,989.00 (+41.19%)	$295,900 (+13.5%) Land $80,000 Building $215,900	$295,900 (+13.5%) Land $80,000 Building $215,900
2023		$260,700 (+7.64%) Land $70,000 Building $190,700	$260,700 (+7.64%) Land $70,000 Building $190,700
2022		$242,200 Land $60,000 Building $182,200	$242,200 Land $60,000 Building $182,200
2019	$2,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1985–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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