St. Francois County property record for 812 Spruce St, Bismarck, MO 63624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1920 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-5B-03-013-0005.00 |
| Primary APN | 15-30-5B-03-013-0005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Ribbed Aluminum |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Lot Area | 7,100 sqft (0.162 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 199 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 15305B030130005.00 |
|---|---|
| Street Address | 812 SPRUCE ST |
| City | BISMARCK |
| State | MO |
| Zip | 63624-9040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF BISMARCK LOT 10 BLK 23 |
| Legal Range | 04 |
| Legal Township | 35 |
| Legal Section | 05 |
| Legal Subdivision | TOWN/BISMARCK |
| Legal Block | 23 |
| Legal Lot Number | 10 |
| Jurisdiction | ST FRANCOIS MO |
| Township / Civil Division | IRON |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 950600 |
812 Spruce St is owned by an individual who acquired it in February 2020.
Source: St. Francois County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 703, BISMARCK, MO 63624-0703 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 |
| Deed Sale | Feb 28, 2020 |
| Deed Document Number | 0014322227 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 812 Spruce St was $657.
Source: St. Francois County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bismarck City |
| County | St. Francois County |
| Unified School District | Bismarck R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 | $10,920 Land $1,450 Building $9,470 | $57,450 Land $7,610 Building $49,840 |
| 2023 | $605.00 (+1.68%) | $9,690 (-) Land $1,450 Building $8,240 | $50,950 Land $7,610 Building $43,340 |
| 2022 | $595.00 | $9,690 Land $1,450 Building $8,240 | |
| 2021 | $50,950 Land $7,610 Building $43,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 Spruce St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BISMARCK PWS serves 1,475 people · EPA ID MO4010073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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