812 Spring St, Lancaster, OH 43130 Property Records

Fairfield County property record for 812 Spring St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 941 sqft · built 1962
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Tax Bill	$1,276 (2023)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-62400.00`

Property Details

APN / Parcel Number

Primary APN	`053-62400.00`
Alternative APN	`0623 00013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	941 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	120 ft deep x 49 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0623 00013
Street Address	812 SPRING ST
City	LANCASTER
State	OH
Zip	43130-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPMAN-HOUFEK ADD LOT 1
Legal Subdivision	SUPMAN-HOUFEK ADD
Legal Lot Number	1
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3003
Census Tract	32300

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 SPRING ST, LANCASTER, OH 43130-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOWER LLC
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 18, 2023	Warranty Deed, Transfer
Aug 3, 2023	Warranty Deed, Transfer NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TTL AGCY
Mar 10, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS
May 30, 2017	Warranty Deed, Transfer · Line of Credit FAIRFIELD NATL DIV OF THE PARK NATL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024
Deed Sale	May 29, 2024
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	202400008092
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005593
Date	Apr 18, 2024
Instrument	202400005593

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	5950 SYMPHONY WOODS RD STE 301, COLUMBIA, MD 21044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3698 PARIS BLVD, WESTERVILLE, OH 43081-4171

Mortgage

Document Number	0000005592
Date	Apr 18, 2024
Instrument	202400005592

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	5950 SYMPHONY WOODS RD STE 301, COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 18, 2023
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Document Number	0000016300
Map Reference	MB 8 PG 113
Instrument Date	Oct 17, 2023
Instrument	202300016300
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 SPRING ST, LANCASTER, OH 43130-4753

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 3, 2023
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Document Number	0000011921
Map Reference	MB 8 PG 113
Instrument Date	Jul 31, 2023
Instrument	202300011921
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TTL AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 SPRING ST, LANCASTER, OH 43130-4753

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 10, 2020
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Document Number	0000004939
Book / Page	001817 / 002957
Instrument Date	Mar 10, 2020
Instrument	4939
Transaction Type	Transfer
Record Updated	Apr 2, 2020
Title Company	LANCO TITLE AGENCY, LANCO TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 SPRING ST LANCASTER OH 431304753, LANCASTER, OH 43130-4753

Mortgage

Document Number	4940
Date	Mar 10, 2020
Book Page	001817/002959
Instrument	4940

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 30, 2017
Property Address	812 SPRING ST, LANCASTER, OH 43130-4753
Document Number	0000009537
Book / Page	1739 / 0257
Map Reference	MB 8 PG 113
Instrument Date	May 25, 2017
Instrument	201700009537
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 SUGAR GROVE RD SE, LANCASTER, OH 43130-9294

Mortgage

Document Number	0000009538
Date	May 30, 2017
Instrument	201700009538

Lender

Name	FAIRFIELD NATL DIV OF THE PARK NATL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	May 24, 2031

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000009538
Date	May 30, 2017
Book Page	1739/0259
Instrument	201700009538

Lender

Name	FAIRFIELD NATL DIV OF THE PARK NATL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	May 24, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,770 (+58.89%) Land $12,860 Building $42,910	$159,350 (+58.92%) Land $36,750 Building $122,600
2023	$1,276.00	$35,100 (-) Land $6,520 Building $28,580
2022		$35,100 Land $6,520 Building $28,580	$100,270 Land $18,620 Building $81,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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