812 Spring Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 812 Spring Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2022)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59 A 53I`

Property Details

APN / Parcel Number

Primary APN	`59 A 53I`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Porch	Slab
Porch Area	36 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 SPRING RD
City	BREMO BLUFF
State	VA
Zip	23022-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 220000957 AC 2.0
Legal Block	5
Legal Lot Number	I
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4014
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2022	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Jul 1, 2019	Deed, Transfer · FHA Mortgage C & F MORTGAGE CORP
Dec 4, 2018	Special Warranty Deed, Transfer
Jan 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2022957
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005253
Date	Oct 19, 2021
Instrument	210005253

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 17, 2022
Property Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Document Number	0220000957
Map Reference	DB 450 PG 203
Instrument Date	Mar 4, 2022
Instrument	220000957
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279

Mortgage

Document Number	0220000958
Date	Mar 17, 2022
Instrument	220000958

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 1, 2019
Property Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Document Number	0001901899
Map Reference	PB 450 PG 203
Instrument Date	Jun 17, 2019
Instrument	1901899
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279

Mortgage

Document Number	0001901900
Date	Jul 1, 2019
Instrument	1901900

Lender

Name	C & F MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 4, 2018
Property Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Document Number	0001803747
Map Reference	PB 450 PG 203
Instrument Date	Nov 30, 2018
Instrument	1803747
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FISH POND RD, HOWARDSVILLE, VA 24562-2556

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 9, 2018
Property Address	812 SPRING RD, BREMO BLUFF, VA 23022-2279
Document Number	0001800072
Map Reference	PB 450 PG 203
Instrument Date	Dec 13, 2017
Instrument	1800072
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,900 (-) Land $35,000 Building $207,900	$242,900 (-) Land $35,000 Building $207,900
2025	$1,833.00 (+24.1%)	$242,900 (+38.8%) Land $35,000 Building $207,900	$242,900 (+38.8%) Land $35,000 Building $207,900
2023		$175,000 Land $35,000 Building $140,000	$175,000 Land $35,000 Building $140,000
2022	$1,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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