812 S Lake Dr, Independence, MO 64053 Property Records

Jackson County property record for 812 S Lake Dr, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,533 sqft · built 1968
Lot Size	0.193 acres (8,385 sqft)
Owner	2 Individual Names on File
Last Sale	$101,800 (Jul 2006)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-120-06-51`

Property Details

APN / Parcel Number

Primary APN	`27-120-06-51`
Alternative APNs	`27-120-06-51-00-0-00-000` `27120065100000001` `787537`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	1,533 sqft
Basement Area	1,533 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,385 sqft (0.193 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	787537
Street Address	812 S LAKE DR
City	INDEPENDENCE
State	MO
Zip	64053-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUTCHINS PARK S 1/2 LOT 7 & ALL LOT 8 BLK 7
Legal Subdivision	HUTCHINS PARK
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

812 S Lake Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 S LAKE DR, INDEPENDENCE, MO 64053-1838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Jan 3, 2024	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2006 · Amount on File
Deed Sale	Jul 24, 2006 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Document Number	200662420
Last Transfer Date	Dec 14, 2023
Transfer Doc	00E0000472
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	812 S LAKE DR, INDEPENDENCE, MO 64053-1838
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S LAKE DR, INDEPENDENCE, MO 64053-1838
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0094690
Date	Dec 22, 2025
Instrument	2025E0094690

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2024
Property Address	812 S LAKE DR, INDEPENDENCE, MO 64053-1838
Document Number	00E0000472
Instrument Date	Dec 14, 2023
Instrument	2024E0000472
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S LAKE DR, INDEPENDENCE, MO 64053-1838

Tax Assessment & Valuation

The 2025 property tax bill for 812 S Lake Dr was $1,543, down 15.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,107 (-) Land $2,609 Building $18,498	$111,090 (-)
2025	$1,543.00 (-15.22%)	$21,107 Land $2,609 Building $18,498	$111,090
2024	$1,820.00 (+2.54%)
2023	$1,775.00	$25,533 Land $1,355 Building $24,178	$134,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 S Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 S Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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