812 S Elm St, Spokane, WA 99204 Property Records

Spokane County property record for 812 S Elm St, Spokane, WA 99204

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,358 sqft · built 1910
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,107 (Nov 2020)
Tax Bill	$4,774 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25244.5002`

Property Details

APN / Parcel Number

Primary APN	`25244.5002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,358 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,088 sqft
Upper Floors Area	1,088 sqft
Basement Area	1,088 sqft
Finished Basement	550 sqft
Unfinished Basement	538 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2026
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	812 S ELM ST
City	SPOKANE
State	WA
Zip	99204-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	CANNONS ADD S71FT L1-2 B53
Legal Range	42E
Legal Township	25N
Legal Section	24
Legal Subdivision	CANNONS ADD
Legal Block	53
Legal Lot Number	1-2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2037
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ninth Avenue Historic District listed 1994 · 198 contributing resources · NRIS 94000679

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 S ELM ST, SPOKANE, WA 99204-3531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20206989532
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 2, 2020
Property Address	812 S ELM ST, SPOKANE, WA 99204-3531
Document Number	0006989532
Instrument Date	Oct 29, 2020
Instrument	6989532
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,039.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 S ELM ST SPOKANE WA 992043531, SPOKANE, WA 99204-3531

Mortgage

Document Number	6989533
Date	Nov 2, 2020
Instrument	6989533

Lender

Name	PENRITH HM LNS
Address	SEATTLE, WA 98101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,774.00 (+3.2%)	$471,300 (+1.03%) Land $105,000 Building $366,300	$471,300 (+1.03%) Land $105,000 Building $366,300
2025	$4,626.00 (+1.45%)
2024		$466,500 (+22.57%) Land $90,000 Building $376,500	$466,500 (+22.57%) Land $90,000 Building $376,500
2023	$4,560.00 (+2.49%)	$380,600 Land $65,000 Building $315,600	$380,600 Land $65,000 Building $315,600
2022	$4,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20