Jackson County property record for 812 S Cottage St, Independence, MO 64050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,031 sqft · built 1860 |
| Lot Size | 0.879 acres (38,299 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,030 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-410-14-39 |
| Primary APN | 26-410-14-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,031 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Basement Area | 518 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 38,299 sqft (0.879 acres) |
| Lot Dimensions | 288 ft deep x 175 ft wide |
| View / Lot | Interior |
| Garage Area | 672 sqft |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1424930 |
|---|---|
| Street Address | 812 S COTTAGE ST |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64050-4344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH SIDE ADD 2---PT LOTS 1-5 BLK 14 DAF: BEG NE COR LOT 1 TH S 01 DEG 44 MIN 07 SEC W 50.01 TO TRU POB TH 01 DEG 44 M IN 07 SEC W 205.5 TH N 87 DEG 08 MIN 43 SEC W 287.75 TH N |
| Legal Subdivision | SOUTH SIDE ADD NO 2 |
| Legal Block | 14 |
| Legal Lot Number | 1-5,1 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11702 |
812 S Cottage St is owned and occupied by two individuals who acquired it in August 2025.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 S COTTAGE ST, INDEPENDENCE, MO 64050-4344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 |
| Deed Sale | Aug 26, 2025 |
| Deed Document Number | 202562210 |
| Prior Transfer Date | Aug 6, 2024 |
| Prior Transfer Doc | 0000051977 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 812 S Cottage St was $2,030, up 18.6% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,405 (-) Land $5,797 Building $22,608 | $149,500 (-) | |
| 2025 | $2,030.00 (+18.64%) | $28,405 Land $5,797 Building $22,608 | $149,500 |
| 2024 | $1,711.00 (+2.33%) | ||
| 2023 | $1,672.00 | $24,700 Land $18,544 Building $6,156 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 812 S Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 812 S Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: KC Web, Wisper ISP.
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