812 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 812 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1958
Lot Size	1.01 acres (44,344 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Oct 2012)
Tax Bill	$6,340 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018531-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018531-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,815 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,344 sqft (1.01 acres)
Lot Dimensions	522 ft deep x 85 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	503 sqft
Storage Building	256 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	S 35 LOT 1 & N 50 LOT 2 BLK 6 SEC 1 O.P. AS REC OR 3456 PGS 1313 , 1319, 4823 PG 1984
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	TOWN/ORANGE PARK SEC 01
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2010
Census Tract	30600

Owner

Source: Clay County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1955 OAK TWIST CT, ORANGE PARK, FL 32073-2552
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2012 · Amount on Record
Deed Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	201254532
Deed Book / Page	3456 / 1319
Last Transfer Date	May 21, 2024
Transfer Doc	0048231984
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	812 RIVER RD, ORANGE PARK, FL 32073-4129
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RIVER RD, ORANGE PARK, FL 32073-4129

Mortgage

Document Number	0050161338
Date	Feb 24, 2026
Book Page	5016/1338
Instrument	2026008313

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	812 RIVER RD, ORANGE PARK, FL 32073-4129
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RIVER RD, ORANGE PARK, FL 32073-4129

Mortgage

Document Number	0046671433
Date	Nov 17, 2022
Book Page	4667/1433
Instrument	2022067722

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	812 RIVER RD, ORANGE PARK, FL 32073-4129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RIVER RD, ORANGE PARK, FL 32073-4129

Mortgage

Document Number	0043890175
Date	Dec 14, 2020
Book Page	4389/175
Instrument	2020065659

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	812 RIVER RD, ORANGE PARK, FL 32073-4129
Document Number	0040241655
Book / Page	004024 / 001655
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 RIVER RD ORANGE PARK FL 320734129, ORANGE PARK, FL 32073-4129

Mortgage

Document Number	0040241655
Date	Oct 27, 2017
Book Page	004024/001655
Instrument	54802

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,340.00 (+5.91%)	$391,203 (+6.71%)	$479,110 (+19.57%) Land $359,975 Building $119,135
2024	$5,986.00 (+1.44%)
2023	$5,901.00 (+2.54%) Homeowner's exemption	$366,593 (+3%)	$400,705 (+2.66%) Land $287,980 Building $112,725
2022	$5,755.00 Homeowner's exemption	$355,916	$390,341 Land $287,980 Building $102,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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