812 Ray St, Thomasville, NC 27360 Property Records

Davidson County property record for 812 Ray St, Thomasville, NC 27360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,338 sqft · built 1911
Lot Size	0.122 acres (5,335 sqft)
Owner	Individual Name on Record
Tax Bill	$442 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-105-A-000-0004`

Property Details

APN / Parcel Number

Primary APN	`16-105-A-000-0004`
Alternative APN	`6914598`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Total Area
1st Floor Area	1,242 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,335 sqft (0.122 acres)
Lot Dimensions	97 ft deep x 55 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	6914598
Street Address	812 RAY ST
City	THOMASVILLE
State	NC
Zip	27360-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P=8-101 L4 BK487-402 C F FINCH
Legal Subdivision	MRS C F FINCH
Jurisdiction	DAVIDSON NC
Township / Civil Division	THOMASVILLE
Census Block Group	5
Census Block	5000
Census Tract	60900

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	812 RAY ST, THOMASVILLE, NC 27360-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1970
Deed Sale	Dec 22, 1970
Deed Book / Page	487 / 402
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	812 RAY ST, THOMASVILLE, NC 27360-4534
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024891396
Date	Jul 15, 2021
Book Page	2489/1396
Instrument	2021000017522

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Thomasville City
Unified School District	Thomasville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,360 (-)	$66,360 (-) Land $16,000 Building $50,360
2025	$442.00 (-1.56%) Homeowner's exemption Senior Citizen's exemption	$66,360 (-)	$66,360 (-) Land $16,000 Building $50,360
2023	$449.00 Homeowner's exemption Senior Citizen's exemption	$66,360	$66,360 Land $16,000 Building $50,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THOMASVILLE serves 27,287 people · EPA ID NC0229020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray St

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