DuPage County property record for 812 Ramsgate Ct, Naperville, IL 60540 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 4,298 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | 651 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $592,500 (2019) |
| Tax Bill | $16,677.00 (2025) |
| Primary APN | 08-20-416-018 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,298 sqft Living Area |
| Gross Area | 4,902 sqft Gross Area |
| 1st Floor | 1,880 sqft 1st Floor |
| 2nd Floor | 1,733 sqft 2nd Floor |
| Basement Area | 1,289 sqft Basement |
| Finished Basement | 685 sqft Finished |
| Unfinished Basement | 604 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Hip Roof Construction |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 651 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 812 RAMSGATE CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-8336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KNOLLS OF HUNTINGTON ALL |
| Legal Subdivision | KNOLLS OF HUNTINGTON |
| Legal Lot Number | 80 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | LISLE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 846202 |
Source: DuPage County records · APN 08-20-416-018
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) ASSOCIATED BANK NA |
| May 01, 2019 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 19, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2019 · Amount on Record |
| Deed Sale | May 01, 2019 · Amount on Record |
| Prior Sale | Aug 07, 1995 · Amount on Record |
| Deed Doc Number | 201932392 |
| Prior Transfer Date | Apr 05, 2018 |
| Prior Transfer Doc | 0000033792 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000062775 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | R2019-062775 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 01, 2019 |
| Property Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Document Number | 0000032392 |
| Map Reference | DOC R85-14087 |
| Instrument Date | Apr 23, 2019 |
| Instrument | R2019-032392 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Document Number | 0000032393 |
|---|---|
| Date | May 01, 2019 |
| Instrument | R2019-032393 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate | 4.25% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 19, 2018 |
| Property Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Document Number | 0000033792 |
| Map Reference | DOCR85-14087 |
| Instrument Date | Apr 05, 2018 |
| Instrument | R2018-033792 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 812 RAMSGATE CT, NAPERVILLE, IL 60540-8336 |
| Document Number | 0000033793 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | R2018-033793 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2033 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,677.00 (+14.03%) | $293,760 (+26.63%) Land $81,411 Building $212,349 | $881,280 (+26.63%) Land $244,233 Building $637,047 |
| 2022 | $14,625.00 Homeowner's exemption | $231,980 Land $64,290 Building $167,690 | $695,940 Land $192,870 Building $503,070 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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