812 Palestine Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 812 Palestine Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,619 sqft · built 2018
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,400 (Dec 2018)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074-17-000-001.02`

Property Details

APN / Parcel Number

Primary APN	`074-17-000-001.02`
Alternative APN	`23452`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,619 sqft Living Area
1st Floor Area	1,619 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	143,748 sqft (3.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23452
Street Address	812 PALESTINE RD
City	PONTOTOC
State	MS
Zip	38863-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.30 AC NE1/4 20161530 3/17/16 20184848 12/21/18 419 9465
Legal Range	02E
Legal Township	10S
Legal Section	17
Jurisdiction	PONTOTOC MS
Township / Civil Division	3
Census Block Group	1
Census Block	1021
Census Tract	950500

Owner

Source: Pontotoc County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage C & F MORTGAGE CORP
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2018	Warranty Deed, Transfer AMERICAN HOME LENDING USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20184848
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	2018004849
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 GODDARD RD, TOLEDO, OH 43606-3237

Mortgage

Document Number	2025004316
Date	Nov 13, 2025
Instrument	2025004316

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359

Mortgage

Document Number	2022000586
Date	Feb 4, 2022
Instrument	2022000586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	May 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359

Mortgage

Document Number	2021001895
Date	May 6, 2021
Instrument	2021001895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 21, 2018
Property Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359
Document Number	2018004848
Instrument Date	Dec 13, 2018
Instrument	2018004848
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	812 PALESTINE RD, PONTOTOC, MS 38863-9359

Mortgage

Document Number	2018004849
Date	Dec 21, 2018
Instrument	2018004849

Lender

Name	AMERICAN HOME LENDING USA LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 Homeowner's exemption	$16,100 (-)	$161,000 (-) Land $10,950 Building $150,050
2023	$2,058.00 Homeowner's exemption	$16,100	$161,000 Land $10,950 Building $150,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

May also be available: Buckeye Cablesystem.

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