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812 Owhyhe Rd, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 812 Owhyhe Rd, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 1995
Lot Size0.229 acres (9,989 sqft)
OwnerIndividual Name on Record
Tax Bill$2,315 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN3745-0000-B020-63

Property Details

APN / Parcel Number

Primary APN3745-0000-B020-63
Alternative APNs
  • R000066435
  • 273884

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,628 sqft
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,989 sqft (0.229 acres)
Lot Dimensions1 ft deep x 1 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area60 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number273884
Street Address812 OWHYHE RD
CityTOOL
StateTX
Zip75143-1374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1102 AB 660 N G RUSSELL SUR, PARADISE BAY LT 1102, B/78***LIFE ESTATE FOR JOHN D COBB JR****
Legal SubdivisionPARADISE BAY
Legal Lot Number1102
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group2
Census Block2048
Census Tract950801

Owner

Source: Henderson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address217 W WILLOW LN, PRINCETON, TX 75407-6702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Oct 4, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2015
Deed SaleJan 30, 2015
Prior SaleJul 26, 2005 · Amount on Record
Deed Document Number20151356
Last Transfer DateSep 30, 2021
Transfer Doc0000019119
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Recording DateSep 28, 2026
Property Address812 OWHYHE RD, TOOL, TX 75143-1374
Document Number0000014358
Instrument DateSep 14, 2026
Instrument202614358
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 OWHYHE RD, TOOL, TX 75143-1374

Mortgage

Document Number0000014358,
DateSep 28, 2026
Instrument202614358
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term107 Months
DueAug 1, 2035
Interest
Max Rate-1%

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHENDERSON TX
Recording DateOct 4, 2021
Property Address812 OWHYHE RD, TOOL, TX 75143-1374
Document Number202100019119
Map ReferenceCAB A SL 298
Instrument DateSep 30, 2021
Instrument2021-00019119
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address217 W WILLOW LN, 217, PRINCETON, TX 75407-6702

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 W WILLOW LN, PRINCETON, TX 75407-6702

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,315.00 (-7.1%) Homeowner's exemption$199,714 (+12.72%) Land $16,000 Building $183,714$199,714 (+12.72%) Land $16,000 Building $183,714
2024$2,492.00 (+11.45%)
2023$2,236.00 (-32.83%) Homeowner's exemption$177,180 Land $2,000 Building $175,180$177,180 Land $2,000 Building $175,180
2022$3,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30

May also be available: Conquest Wireless, Optimum, Verizon.

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