812 N 54th Ave E, Duluth, MN 55804 Property Records

St. Louis County property record for 812 N 54th Ave E, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 825 sqft · built 1899
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2850-01220`

Property Details

APN / Parcel Number

Primary APN	`010-2850-01220`
Alternative APN	`84741`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Gross Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,300 sqft (0.144 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	84741
Street Address	812 N 54TH AVE E
City	DULUTH
State	MN
Zip	55804-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 42 FT OF LOTS 14 15 AND 16 SERIAL #
Legal Subdivision	LESTER PARK 3RD DIV DULUTH
Legal Block	31
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 N 54TH AVE E, DULUTH, MN 55804-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	812 N 54TH AVE E, DULUTH, MN 55804-1302
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409645
Date	Apr 8, 2021
Instrument	1409645

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	812 N 54TH AVE E, DULUTH, MN 55804-1302
Document Number	00A1310583
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 N 54TH AVE E DULUTH MN 558041302, DULUTH, MN 55804-1302

Mortgage

Document Number	00A1310583
Date	Jun 6, 2017
Instrument	A1310583

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (+7.25%) Homeowner's exemption
2025	$2,592.00 (-3.28%) Homeowner's exemption	$225,700 (+6.26%) Land $42,600 Building $183,100	$225,700 (+6.26%) Land $42,600 Building $183,100
2024	$2,680.00	$212,400 (+12.62%) Land $41,100 Building $171,300	$212,400 (+12.62%) Land $41,100 Building $171,300
2022		$188,600 Land $31,600 Building $157,000	$188,600 Land $31,600 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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