Effingham County property record for 812 N 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 7,192 sqft · built 2018 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on Record |
| Last Sale | $70,000 (Apr 2008) |
| Tax Bill | $16,602 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-060-045 |
| Primary APN | 03-16-060-045 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 7,192 sqft Base Area |
| 1st Floor Area | 7,192 sqft |
| Basement Area | 7,192 sqft |
| Unfinished Basement | 894 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 912 sqft |
| Street Address | 812 N 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 MURRELL'S SUB EXCEPT ROW 3375/264 3369/198 2396/299 2001/219 1335/107 1218/144 1194/156 1189/55 1179/204 913/115 |
| Legal Subdivision | MURRELL'S SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 950600 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1606, EFFINGHAM, IL 62401-8606 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 12, 2021 | Lease, Transfer |
| Jun 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2008 · Amount on Record |
| Deed Sale | Apr 3, 2008 · Amount on Record |
| Deed Document Number | 2008801614 |
| Deed Book / Page | 2396 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 812 N 3RD ST, EFFINGHAM, IL 62401-3130 |
| Document Number | 3730/164 |
| Book / Page | 3730 / 164 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 202121005039 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 N 3RD ST, 805, EFFINGHAM, IL 62401-3137 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 812 N 3RD ST, EFFINGHAM, IL 62401-3130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3476/217 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 3476/217 |
| Instrument | 201901902417 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,602.00 (+262.41%) | $294,280 (+31.89%) Land $66,210 Building $228,070 | $882,840 (+31.89%) Land $198,630 Building $684,210 |
| 2022 | $4,581.00 | $223,130 Land $50,200 Building $172,930 | $669,390 Land $150,600 Building $518,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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