812 Mule Deer Ct, Montrose, CO 81401 Property Records

Montrose County property record for 812 Mule Deer Ct, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 2004
Lot Size	0.194 acres (8,465 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Jun 2026)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Feb 2020 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-031`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-031`
Alternative APN	`R0017472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,465 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017472
Street Address	812 MULE DEER CT
City	MONTROSE
State	CO
Zip	81401-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 30 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

812 Mule Deer Ct is owned and occupied by an individual who bought it in June 2026.

Source: Montrose County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2015	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 2, 2005	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 8, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 30, 2017	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
May 30, 2017	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Jul 17, 2015	Intrafamily Transfer, Transfer
Jun 30, 2009	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	2026991773
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	867008
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817

Mortgage

Document Number	0000965247
Date	Sep 11, 2023
Instrument	965247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	341 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918177
Date	Feb 18, 2020
Instrument	918177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928370
Date	Nov 19, 2020
Instrument	928370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000868128
Date	Aug 26, 2015
Instrument	868128

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84094

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000738376
Date	Jun 2, 2005
Instrument	738376

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Apr 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 8, 2026
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Document Number	0000991773
Instrument Date	Jun 8, 2026
Instrument	2026991773
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,735.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817

Mortgage

Document Number	0000991773,
Date	Jun 8, 2026
Instrument	2026991773

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	Jun 8, 2026

Lender

Name	COLORADO HSNG AND FINANCIAL AUTH

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	928370
Date	Nov 19, 2020
Instrument	928370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	918177
Date	Feb 18, 2020
Instrument	918177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 30, 2017
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Document Number	886323
Instrument Date	May 30, 2017
Instrument	886323
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817

Mortgage

Document Number	886324
Date	May 30, 2017
Instrument	886324

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 30, 2017
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Document Number	0000886323
Instrument Date	May 30, 2017
Instrument	886323
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817

Mortgage

Document Number	0000886324
Date	May 30, 2017
Instrument	886324

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

July 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Jul 17, 2015
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Document Number	0000867008
Instrument Date	Jul 16, 2015
Instrument	867008
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Investor	Possibly a Property Investor

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 30, 2009
Property Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Document Number	0000803954
Instrument Date	Jun 29, 2009
Instrument	803954
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	812 MULE DEER CT, MONTROSE, CO 81401-6817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000803955
Date	Jun 30, 2009
Instrument	803955

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 812 Mule Deer Ct was $1,717, up 25.1% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (+25.05%)	$26,180 (+37.43%)	$371,380 Land $62,000 Building $309,380
2024	$1,373.00 (+4.65%)	$19,050 (-19.25%) Land $2,810 Building $16,240
2023	$1,312.00	$23,590 Land $3,480 Building $20,110	$284,330 Land $41,900 Building $242,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Mule Deer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Mule Deer Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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