812 Master St, Reading, PA 19602 Property Records

Berks County property record for 812 Master St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,413 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (May 2020)
Tax Bill	$821 (2026)
Deeds & Mortgages	May 2020 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5306-28-98-6802`

Property Details

APN / Parcel Number

Primary APN	`5306-28-98-6802`
Alternative APNs	`02-5306-28-98-6802` `2037502` `037502`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,413 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2037502
Street Address	812 MASTER ST
City	READING
State	PA
Zip	19602-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2005
Census Tract	2200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 MASTER ST, READING, PA 19602-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER
May 5, 2020	Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Mar 5, 2004 · Amount on Record
Deed Document Number	202014845
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	812 MASTER ST, READING, PA 19602-2746
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	EDGE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014919
Date	May 5, 2020
Instrument	2020014919

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 1, 2027

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 5, 2020
Property Address	812 MASTER ST, READING, PA 19602-2746
Document Number	0000014845
Instrument Date	Apr 30, 2020
Instrument	2020014845
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	812 MASTER ST, READING, PA 19602-2746

Mortgage

Document Number	0000014846
Date	May 5, 2020
Instrument	2020014846

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$821.00 (+6.62%) Homeowner's exemption	$29,100 (-) Land $5,500 Building $23,600	$5,500 (-81.1%) Land $5,500
2024	$770.00	$29,100 Land $5,500 Building $23,600
1994			$29,100 Land $5,500 Building $23,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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