812 Maple Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 812 Maple Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,146 sqft · built 1877
Lot Size	0.564 acres (24,552 sqft)
Owner	2 Individual Names on File
Last Sale	$617,000 (Sep 2025)
Tax Bill	$9,848 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`112121100800`

Property Details

APN / Parcel Number

Primary APN	`112121100800`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,227 sqft
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Victorian
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,552 sqft (0.564 acres)
Lot Dimensions	132 ft deep x 186 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	812 MAPLE AVE
City	DECORAH
State	IA
Zip	52101-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EXC N 14'& LOTS 7, 8 & 9 BLK 10 WHEELER'S ADDN
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	WHEELERS ADD
Legal Block	10
Legal Lot Number	6-9
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2035
Census Tract	950300

Owner

812 Maple Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · ARM DECORAH BANK & TRUST COMPANY
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
May 13, 2014	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 22, 2020	Deed, Transfer
Sep 24, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	20252344
Deed Book / Page	2025 / 2344
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3257
Date	Nov 7, 2019
Book Page	2019/3257
Instrument	3257

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Nov 5, 2024
Index	5-Year CMT
Margin	3

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MAPLE AVE, DECORAH, IA 52101-2118

Mortgage

Document Number	02025/2180
Date	Sep 3, 2025
Book Page	2025/2180
Instrument	2025 2180

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 2, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1103
Date	May 13, 2014
Book Page	2014/1103
Instrument	2014 1103

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 22, 2025
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Document Number	02025/2344
Book / Page	2025 / 2344
Instrument Date	Sep 9, 2025
Instrument	2025 2344
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 MAPLE AVE, DECORAH, IA 52101-2118

Mortgage

Document Number	0020252345
Date	Sep 22, 2025
Instrument	2025 2345

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 22, 2020
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Document Number	02020/3847
Book / Page	2020 / 3847
Instrument Date	Sep 15, 2020
Instrument	2020 3847
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$781.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 MAPLE AVE, DECORAH, IA 52101-2118

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 24, 2019
Property Address	812 MAPLE AVE, DECORAH, IA 52101-2118
Document Number	02019/2733
Book / Page	2019 / 2733
Instrument Date	Aug 22, 2019
Instrument	2733
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MAPLE AVE, DECORAH, IA 52101-2118

Tax Assessment & Valuation

The 2026 property tax bill for 812 Maple Ave was $9,848 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,848.00	$594,880 (-) Land $58,590 Building $536,290	$594,880 (-) Land $58,590 Building $536,290
2025	$9,848.00 (+4.45%) Homeowner's exemption	$594,880 Land $58,590 Building $536,290	$594,880 Land $58,590 Building $536,290
2024	$9,428.00
2023		$524,740 (+15.66%) Land $58,590 Building $466,150	$524,740 Land $58,590 Building $466,150
2022	$9,268.00 Homeowner's exemption	$453,690 Land $48,830 Building $404,860
2021			$453,690 Land $48,830 Building $404,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 812 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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