812 Main St, Simpson (Carbondale), PA 18407 Property Records

Lackawanna County property record for 812 Main St, Simpson, PA 18407

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1940
Lot Size	0.353 acres (15,388 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Nov 2021)
Tax Bill	$14,509 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03511010010`

Property Details

APN / Parcel Number

Primary APN	`03511010010`

Interior

Building Area	1,372 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	15,388 sqft (0.353 acres)
Lot Dimensions	335 ft deep x 42 ft wide

Location & Zoning

Street Address	812 MAIN ST
City	SIMPSON
State	PA
Zip	18407-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42X335X50X335 W-01 B-004 L-024
Legal Block	4
Legal Lot Number	24
Jurisdiction	LACKAWANNA PA
Township / Civil Division	FELL
Census Block Group	1
Census Block	1060
Census Tract	110100

Owner

812 Main St is owned and occupied by an individual who bought it in November 2021.

Source: Lackawanna County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	812 MAIN ST, CARBONDALE, PA 18407-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA
Nov 19, 2021	Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Aug 14, 2012 · Amount on File
Deed Document Number	202127102
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	812 MAIN ST, SIMPSON, PA 18407-1218
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	UNITED ONE RESOURCES, UNITED ONE RESOURCES INC DBA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019061
Date	Nov 20, 2025
Instrument	202519061

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	201 N UNION ST, OLEAN, NY 14760

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Nov 19, 2021
Property Address	812 MAIN ST, SIMPSON, PA 18407-1218
Document Number	0000027102
Instrument Date	Nov 13, 2021
Instrument	202127102
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MAIN ST, SIMPSON, PA 18407-1218

Mortgage

Document Number	0000027103
Date	Nov 19, 2021
Instrument	202127103

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 812 Main St was $14,509 with a homeowner's exemption.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
County Subdivision	Fell Township
Unified School District	Carbondale Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,509.00 Homeowner's exemption	$103,280 Land $23,070 Building $80,210
2024	$1,155.00	$5,500 (-) Building $5,500	$103,280 Land $23,070 Building $80,210
2023	$1,155.00 Homeowner's exemption	$5,500 Building $5,500
			$5,500 Building $5,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 812 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2003–2006)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO BROWNELL private · serves 12,560 people · EPA ID PA2359001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Adams CATV Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
ICON Technologies Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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