812 Laurel St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 812 Laurel St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,160 sqft Finished Area
Lot Size3,185 sqft (0.073 acres)
GarageDetached
OccupancyOwner Occupied
Tax Bill$1,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-10-025.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,160 sqft Finished Area
Gross Area1,506 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area3,185 sqft (0.073 acres)
Depth X Width91 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0264110025.00
Street Address812 LAUREL ST
CityLUDLOW
StateKY
Zip41016-1342
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON PT LOTS 91-92 W 35'X 91' NS LAUREL 70' E PARK
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number91,92
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2021
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-10-025.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address812 LAUREL ST, LUDLOW, KY 41016-1342
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Mar 11, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2002
Deed SaleDec 12, 2002
Prior SaleApr 28, 2000 · Amount on Record
Deed Doc Number0001334101
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address812 LAUREL ST, LUDLOW, KY 41016-1342
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900238
DateDec 06, 2021
Book Page311/218
Instrument21120605900238
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term179 Months
DueNov 01, 2036

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address812 LAUREL ST, LUDLOW, KY 41016-1342
Document Number0000000084
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 LAUREL ST LUDLOW KY 410161342, LUDLOW, KY 41016-1342

Mortgage

Document Number0000000084
DateApr 08, 2019
Book Page0C6634/000255
Instrument84
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term180 Months
DueApr 07, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,306.00 (+1.48%)$100,000 (-) Land $10,000 Building $90,000$100,000 (-) Land $10,000 Building $90,000
2023$1,287.00$100,000 Land $10,000 Building $90,000$100,000 Land $10,000 Building $90,000

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