812 Lauralee Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 812 Lauralee Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,745 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A892000516`

Property Details

APN / Parcel Number

Primary APN	`A892000516`
Alternative APN	`2-050A-6440-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,745 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	1,722 sqft
Basement Area	1,706 sqft
Finished Basement	1,023 sqft
Unfinished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Location & Zoning

Account Number	A892000516
Street Address	812 LAURALEE DR
City	O FALLON
State	MO
Zip	63366-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERWOOD EST LOT 48
Legal Subdivision	TOWERWOOD EST
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4024
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 15, 2023	Beneficiary Deed, Transfer
Feb 1, 2022	Deed, Transfer
Apr 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022
Deed Sale	Feb 1, 2022
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20226399
Last Transfer Date	Feb 11, 2023
Transfer Doc	0000005758
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2026
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0000015743
Instrument Date	Apr 5, 2026
Instrument	202615743
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	812 LAURALEE DR, O FALLON, MO 63366-2150

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 15, 2023
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0000005758
Map Reference	MB 28 PG 153&154
Instrument Date	Feb 11, 2023
Instrument	2023R-005758
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	812 LAURALEE DR, O FALLON, MO 63366-2150

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2022
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0000006399
Map Reference	MB 28 PG 153&154
Instrument Date	Jan 13, 2022
Instrument	2022R-006399
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	812 LAURALEE DR, O FALLON, MO 63366-2150

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 17, 2020
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0072722366
Book / Page	7272 / 2366
Map Reference	MB 28 PG 153&154
Instrument Date	Apr 8, 2020
Instrument	20200417000241850
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 LAURALEE DR, O FALLON, 63306

Mortgage

Document Number	20200417000241860
Date	Apr 17, 2020
Instrument	20200417000241860

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2018
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0069841510
Book / Page	006984 / 001510
Instrument Date	Sep 27, 2018
Instrument	561780
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	LAURALEE DR O FALLON MO 63366, O FALLON, MO 63366

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2018
Property Address	812 LAURALEE DR, O FALLON, MO 63366-2150
Document Number	0069802257
Book / Page	6980 / 2257
Map Reference	MB 28 PG 153&154
Instrument Date	Sep 14, 2018
Instrument	20180921000545700
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 LAURALEE DR, O FALLON, MO 63366-2150

Mortgage

Document Number	20180921000545710
Date	Sep 21, 2018
Instrument	20180921000545710

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,602 (-)	$345,276 (-) Land $65,000 Building $280,276
2025	$4,212.00 (+7.7%)	$65,602 (+10.97%)	$345,276 (+10.97%) Land $65,000 Building $280,276
2024	$3,911.00
2023		$59,117
2022			$311,140 Land $50,000 Building $261,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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