812 James Pl, Yankton, SD 57078 Property Records

Yankton County property record for 812 James Pl, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,338 sqft · built 1995
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Mar 2018)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`78.817.006.007`

Property Details

APN / Parcel Number

Primary APN	`78.817.006.007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	1,338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 JAMES PL
City	YANKTON
State	SD
Zip	57078-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 EXC W15 BLK 6 TRAMPS 5TH ADDN
Legal Subdivision	TRAMPS 5TH ADDN
Legal Block	6
Legal Lot Number	6
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1053
Census Tract	966200

Owner

812 James Pl is owned and occupied by an individual who acquired it in June 2026.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	812 JAMES PL, YANKTON, SD 57078-4905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MCDONALD FINANCIAL
Mar 9, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Deed Book / Page	539 / 89
Last Transfer Date	Jun 1, 2026
Transfer Doc	0000214042
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 26, 2026
Property Address	812 JAMES PL, YANKTON, SD 57078-4905
Document Number	0000214042
Book / Page	584 / 380
Instrument Date	Jun 1, 2026
Instrument	2026214042
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 JAMES PL, YANKTON, SD 57078-4905

Mortgage

Document Number	0000214043,
Date	Jun 26, 2026
Book Page	584/381
Instrument	2026214043

Lender

Name	MCDONALD FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	261 Months
Due	Mar 1, 2048

Interest

Rate	6.3%
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 9, 2018
Property Address	812 JAMES PL, YANKTON, SD 57078-4905
Document Number	539/089
Book / Page	539 / 089
Map Reference	MB S19 PG 275
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7081, YANKTON, SD 57078-7081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 JAMES PL, YANKTON, SD 57078-4905

Mortgage

Document Number	539090
Date	Mar 9, 2018
Instrument	539/090

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 812 James Pl was $4,164.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,400 (+7.65%) Land $30,400 Building $313,000	$343,400 Land $30,400 Building $313,000
2025	$4,164.00	$319,000 Land $30,400 Building $288,600
2023		$273,200 Land $30,400 Building $242,800
2022	$3,556.00
2021			$233,200 Land $30,400 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 James Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 James Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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