Mercer County property record for 812 Hemlock St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1955 |
| Lot Size | 0.187 acres (8,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,700 (Jun 2004) |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Dec 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-387200.0000 |
| Primary APN | 27-387200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,184 sqft (0.187 acres) |
| Lot Dimensions | 88 ft deep x 93 ft wide |
| Street Address | 812 HEMLOCK ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER ADD LOT#: 13 |
| Legal Subdivision | KESSLER ADD |
| Legal Lot Number | 13 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 967500 |
812 Hemlock St is owned and occupied by two individuals who acquired it in July 2025.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 HEMLOCK ST, CELINA, OH 45822-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSAL 1 CU |
| Dec 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSAL 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2004 · Amount on File |
| Deed Sale | Jun 28, 2004 · Amount on File |
| Last Transfer Date | Jul 14, 2025 |
| Transfer Doc | 0000002861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 812 HEMLOCK ST, CELINA, OH 45822-1240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500003905 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 202500003905 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 812 HEMLOCK ST, CELINA, OH 45822-1240 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200005770 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 202200005770 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 17, 2032 |
The 2025 property tax bill for 812 Hemlock St was $1,375.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 | $44,910 Land $9,770 Building $35,140 | |
| 2023 | $1,772.00 (+14.4%) | $44,910 (+30.93%) Land $9,770 Building $35,140 | $128,300 Land $27,900 Building $100,400 |
| 2022 | $1,549.00 | $34,300 Land $6,230 Building $28,070 | |
| 2020 | $98,000 Land $17,800 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 812 Hemlock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 812 Hemlock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures