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812 Grant Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 812 Grant Ave, Schenectady, NY 12307

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,170 sqft · built 1910
Lot Size0.089 acres (3,900 sqft)
OwnerCompany Name on File
Last Sale$110,000 (Feb 2023)
Tax Bill$4,807 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.40-4-9

Property Details

APN / Parcel Number

Primary APN421500 49.40-4-9
Alternative APN
  • 150004904000040090000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,170 sqft Total Area
1st Floor Area1,085 sqft
2nd Floor Area1,085 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area3,900 sqft (0.089 acres)
Lot Dimensions117 ft deep x 33.3 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area412 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address812 GRANT AVE
CitySCHENECTADY
StateNY
Zip12307-1805
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 BRICK & GAR
Legal SubdivisionTHE UNION REALTY CO OF SCHENECTADY
Legal Block4
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4002
Census Tract20900

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.40-4-9

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1033 2ND AVE, SCHENECTADY, NY 12303-1641
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 14, 2023Warranty Deed, Transfer
MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY
Jun 03, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 26, 2018Deed of Trust, Mortgage · FHA Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleDec 22, 2009 · Amount on Record
Deed Document Number20238670
Deed Book / Page2102 / 914
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJun 15, 2026
Property Address812 GRANT AVE, SCHENECTADY, NY 12307-1805
Document Number0000013524
Instrument DateApr 28, 2026
Instrument202613524
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000013524,
DateJun 15, 2026
Instrument202613524
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 14, 2023
Property Address812 GRANT AVE, SCHENECTADY, NY 12307-1805
Document Number0000008670
Book / Page2102 / 914
Instrument DateFeb 03, 2023
Instrument202308670
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address812 GRANT AVE, SCHENECTADY, NY 12307-1805

Transferred To (Grantee/Buyer)

NameVerified Name
Address1033 2ND AVE, SCHENECTADY, NY 12303-1641

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address812 GRANT AVE, SCHENECTADY, NY 12307-1805
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 GRANT AVE, SCHENECTADY, NY 12307-1805

Mortgage

Document Number0000025943
DateJun 03, 2021
Book Page5106/217
Instrument202125943
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJul 01, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address812 GRANT AVE, SCHENECTADY, NY 12307-1805
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028207
DateJun 26, 2018
Book Page4846/347
Instrument201828207
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,807.00 (+8.85%)$74,300 (-) Land $11,100 Building $63,200$123,034 (+30.82%) Land $18,381 Building $104,653
2023$74,300 (-) Land $11,100 Building $63,200$94,051 (+3.8%) Land $14,051 Building $80,000
2022$74,300 Land $11,100 Building $63,200$90,610 Land $13,537 Building $77,073
2021$4,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 585 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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