Chesapeake City property record for 812 Gloss St, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1989 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jul 2026) |
| Tax Bill | $3,878 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2013 Mortgage + 1 more |
| APN | 0611007000050 |
| Primary APN | 0611007000050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Attic | Attic |
| Attic Area | 294 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 294 sqft |
| Patio Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 812 GLOSS ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 5 FENTRESS GARDENS |
| Legal Subdivision | FENTRESS GARDENS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21101 |
812 Gloss St is owned and occupied by two individuals who bought it in July 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Nov 14, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 28, 2021 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on File |
| Deed Sale | Jul 8, 2026 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 202617524 |
| Deed Book / Page | 10998 / 1949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 8, 2026 |
| Property Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Document Number | 0000017524 |
| Book / Page | 10998 / 1949 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202617524 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | BARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETTLEMENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Document Number | 0000017525, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202617525 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009264/262 |
|---|---|
| Date | Nov 14, 2013 |
| Book Page | 9264/262 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 28, 2021 |
| Property Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Document Number | 10416/437 |
| Book / Page | 10416 / 437 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 210034271 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 GLOSS ST, CHESAPEAKE, VA 23322-8635 |
| Document Number | 210034272 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210034272 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 812 Gloss St was $3,878.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,800 (+6.2%) Land $205,000 Building $202,800 | $407,800 (+6.2%) Land $205,000 Building $202,800 | |
| 2025 | $3,878.00 | $384,000 Land $185,000 Building $199,000 | $384,000 Land $185,000 Building $199,000 |
| 2023 | $362,900 (+10.3%) Land $175,000 Building $187,900 | $362,900 (+10.3%) Land $175,000 Building $187,900 | |
| 2022 | $329,000 Land $150,000 Building $179,000 | $329,000 Land $150,000 Building $179,000 | |
| 2019 | $2,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 812 Gloss St; 13 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 812 Gloss St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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