812 Fleming St, #2, Key West, FL 33040 Property Records

Monroe County property record for 812 Fleming St, #2, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,115 sqft · built 1933
Lot Size	0.139 acres (6,074 sqft)
Owner	2 Company Names on File
Last Sale	$900,000 (Oct 2021)
Tax Bill	$7,197 (2024)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00008320-000103`

Property Details

APN / Parcel Number

Primary APN	`00008320-000103`
Alternative APNs	`01010100008320000103` `8799101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Condo/Apartment
Lot Area	6,074 sqft (0.139 acres)

Location & Zoning

Account Number	8799101
Street Address	812 FLEMING ST, 2
City	KEY WEST
State	FL
Zip	33040-6904
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HNC2
Legal Description	UNIT 2 SEAFOAM CONDOMINIUM A CONDO OR1178-2171 OR1333-558 OR1333-950 OR1381-1915 OR1686-2175 OR2037-316 OR2094-2139 OR2095-17 OR3012-1768 OR3134-0721 OR3227-0641
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SEAFOAM CONDO
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3001
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

812 Fleming St, #2 is owned by a company that acquired it in May 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Company Names on File
Mailing Address	2523 HANOVER AVE, RICHMOND, VA 23220-4003
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Intrafamily Transfer, Transfer
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20212346088
Deed Book / Page	3134 / 721
Last Transfer Date	May 25, 2023
Transfer Doc	0032270641
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	May 26, 2023
Property Address	812 FLEMING ST # 2, 2, KEY WEST, FL 33040-6904
Document Number	0032270641
Book / Page	3227 / 641
Map Reference	MB 1177 PG 1002
Instrument Date	May 1, 2023
Instrument	2419593
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2523 HANOVER AVE, RICHMOND, VA 23220-4003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2523 HANOVER AVE, RICHMOND, VA 23220-4003

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 27, 2021
Property Address	812 FLEMING ST # 2, 2, KEY WEST, FL 33040-6904
Document Number	0031340721
Book / Page	3134 / 721
Map Reference	MB 1177 PG 1002
Instrument Date	Oct 25, 2021
Instrument	2346088
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 BAY AVE APT 14, 1128, OCEAN CITY, NJ 08226-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 HANOVER AVE, RICHMOND, VA 23220-4003

Mortgage

Document Number	3134723
Date	Oct 27, 2021
Instrument	3134/723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 9, 2020
Property Address	812 FLEMING ST # 2, 2, KEY WEST, FL 33040-6904
Document Number	0030121768
Book / Page	003012 / 001768
Instrument Date	Mar 4, 2020
Instrument	2259193
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1468 PLEASURE AVE OCEAN CITY NJ 082262908, OCEAN CITY, NJ 08226-2908

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$839,916 Building $839,916	$839,916 Building $839,916
2024	$7,197.00 (-1.26%)
2023	$7,289.00 (+10.67%)	$815,915 (+9.68%) Building $815,915	$815,915 (+9.68%) Building $815,915
2022	$6,586.00	$743,912 Building $743,912	$743,912 Building $743,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Fleming St, #2 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 812 Fleming St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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