Todd County property record for 812 E Lake St, Osakis, MN 56360 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 504 sqft · built 1890 |
| Lot Size | 0.499 acres (21,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Jan 2022) |
| Tax Bill | $1,436 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Mortgage + 2 more |
| APN | 37-0001400 |
| Primary APN | 37-0001400 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 504 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 21,775 sqft (0.499 acres) |
| Garage Area | 1,188 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 812 E LAKE ST |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C STONE'S ADDITION... 30-128-35 LOTS 3 & 10 BLK 1 |
| Legal Subdivision | J C STONES ADDITION 30-128-35 |
| Legal Block | 1 |
| Legal Lot Number | 3,10 |
| Jurisdiction | TODD MN |
| Township / Civil Division | OSAKIS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 790700 |
Source: Todd County records · APN 37-0001400
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Mar 01, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Oct 29, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2018 · Amount on Record |
| Deed Document Number | 2022529860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD MN |
| Property Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000526642 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 526642 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD MN |
| Property Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000524120 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 524120 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TODD MN |
| Recording Date | Jan 10, 2022 |
| Property Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Document Number | 0000529860 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 529860 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | HOME TOWN ABSTRACT AND TITLE, HOME TOWN ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Document Number | 0000529861 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 529861 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TODD MN |
| Recording Date | Oct 29, 2018 |
| Property Address | 812 E LAKE ST, OSAKIS, MN 56360-9002 |
| Document Number | 0000511801 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 511801 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $178.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 E LAKE ST, OSAKIS, MN 56360-9002 |
Source: Todd County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Todd County |
| Municipality | Osakis City |
| Unified School District | Osakis Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,436.00 (+5.74%) | ||
| 2025 | $130,200 (-11.07%) Land $20,000 Building $110,200 | $130,200 (-11.07%) Land $20,000 Building $110,200 | |
| 2023 | $1,358.00 Homeowner's exemption | $146,400 Land $20,000 Building $126,400 | $146,400 Land $20,000 Building $126,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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